Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Sun Life Holding Co's Debt-to-EBITDA or its related term are showing as below:
TSE:7040's Debt-to-EBITDA is not ranked *
in the Personal Services industry.
Industry Median: 2.265 * Ranked among companies with meaningful Debt-to-EBITDA only.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Sun Life Holding Co Debt-to-EBITDA Related Terms
Sun Life Holding Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Sun Life Holding Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7040 vs ROL, SCI, HRB: Debt-to-EBITDA Comparison
For the Personal Services subindustry, Sun Life Holding Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Holding Co Debt-to-EBITDA vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Sun Life Holding Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sun Life Holding Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Sun Life Holding Co (TSE:7040) has a Debt-to-EBITDA of 0.00 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sun Life Holding Co. According to the industry distribution chart, Sun Life Holding Co ranks #999999 out of 70 companies in the Personal Services industry.
Is Sun Life Holding Co's Debt-to-EBITDA too high?
Sun Life Holding Co's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Sun Life Holding Co ranks #999999 out of 70 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Sun Life Holding Co has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Holding Co's Debt-to-EBITDA compare to ROL and SCI?
According to the Personal Services industry distribution chart, Sun Life Holding Co ranks #999999 out of 70 companies for Debt-to-EBITDA. This places Sun Life Holding Co in the lower half of its industry. The industry median Debt-to-EBITDA is 2.27. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Personal Services company?
The median Debt-to-EBITDA among Personal Services companies is 2.27, based on 70 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sun Life Holding Co. For the Personal Services industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Holding Co's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Holding Co (TSE:7040) is currently considered Fairly Valued. The stock's GF Value™ is 円1,004.85, compared to a current price of 円967.00 — trading 3.8% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Sun Life Holding Co's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Sun Life Holding Co (TSE:7040), the current Debt-to-EBITDA is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Holding Co (TSE:7040) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Holding Co stock appears to be undervalued.
The current stock price of 円967.00 is trading 3.8% below its estimated GF Value™ of 円1,004.85.
GuruFocus considers Sun Life Holding Co to be Fairly Valued.
Key valuation signals for TSE:7040:
Debt-to-EBITDA: 0.00
GF Value™: 円1,004.85 vs. price of 円967.00 (3.8% below fair value)
No single metric tells the full story. See the TSE:7040 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:7040 has been successfully added to your 
