Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sun Life Holding CoTSE:7040 +0.82%83 ROC (Joel Greenblatt) % is 7.05% as of Mar. 2026, which is 39% above its 10-year median of 5.07. GuruFocus rates TSE:7040 with a GF Score™ of 83/100 and a GF Value™ of 円1,003.36 (Fairly Valued). The stock has 4 warning signs investors should review. Among 96 Personal Services companies, Sun Life Holding Co ranks worse than 63.54% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Sun Life Holding Co's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 7.05%.
The historical rank and industry rank for Sun Life Holding Co's ROC (Joel Greenblatt) % or its related term are showing as below:
TSE:7040'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 0.3 Med: 5.07 Max: 7.32
Current: 6.45
During the past 8 years, Sun Life Holding Co's highest ROC (Joel Greenblatt) % was 7.32%. The lowest was 0.30%. And the median was 5.07%.
TSE:7040's ROC (Joel Greenblatt) % is ranked worse than 63.54% of 96
companies
in the Personal Services industry
Industry Median: 13.02
vs TSE:7040: 6.45
Sun Life Holding Co's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 74.20% per year.
Sun Life Holding Co (TSE:7040) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
Sun Life Holding Co ROC (Joel Greenblatt) % Related Terms
Sun Life Holding Co ROC (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for Sun Life Holding Co's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7040 vs ROL, SCI, HRB: ROC (Joel Greenblatt) % Comparison
For the Personal Services subindustry, Sun Life Holding Co's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Holding Co ROC (Joel Greenblatt) % vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Sun Life Holding Co's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Sun Life Holding Co's ROC (Joel Greenblatt) % falls into.
Sun Life Holding Co ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is two times the semi-annual (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 7.05% mean?
Sun Life Holding Co (TSE:7040) has a ROC (Joel Greenblatt) % of 7.05% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Sun Life Holding Co and its competitors. This is 39% above median its historical median of 5.07. Over the past decade, Sun Life Holding Co's ROC (Joel Greenblatt) % has ranged from 0.30 to 7.32. According to the industry distribution chart, Sun Life Holding Co ranks #61 out of 96 companies in the Personal Services industry, placing it in the top 63.5%.
Is Sun Life Holding Co's ROC (Joel Greenblatt) % too high?
Sun Life Holding Co's current ROC (Joel Greenblatt) % of 7.05% is 39% above median its 10-year median of 5.07. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 7.32. The Personal Services industry median ROC (Joel Greenblatt) % is 13.02. Sun Life Holding Co's value of 7.05% is 45.9% below this industry median. Based on the distribution chart, Sun Life Holding Co ranks #61 out of 96 companies in the Personal Services industry, which is below the industry midpoint. Overall, Sun Life Holding Co has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Holding Co's ROC (Joel Greenblatt) % compare to ROL and SCI?
According to the Personal Services industry distribution chart, Sun Life Holding Co ranks #61 out of 96 companies for ROC (Joel Greenblatt) %. This places Sun Life Holding Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 13.02. Sun Life Holding Co's value of 7.05% is 45.9% below this benchmark. Historically, Sun Life Holding Co's own ROC (Joel Greenblatt) % has ranged from 0.30 to 7.32 over the past decade. While the company's 10-year median is 5.07 vs. the industry median of 13.02, Sun Life Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Personal Services company?
The median ROC (Joel Greenblatt) % among Personal Services companies is 13.02, based on 96 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Holding Co's current ROC (Joel Greenblatt) % of 7.05% is 45.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Sun Life Holding Co and its competitors. For the Personal Services industry, the median ROC (Joel Greenblatt) % is 13.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Holding Co's current ROC (Joel Greenblatt) % is 7.05%, which is 39% above median its own 10-year median of 5.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Holding Co (TSE:7040) is currently considered Fairly Valued. The stock's GF Value™ is 円1,003.36, compared to a current price of 円980.00 — trading 2.3% below its estimated fair value. The current ROC (Joel Greenblatt) % is 7.05%, which is 39% above median its 10-year median of 5.07 and 45.9% below the Personal Services industry median of 13.02. Sun Life Holding Co's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Sun Life Holding Co (TSE:7040), the current ROC (Joel Greenblatt) % is 7.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Holding Co (TSE:7040) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Holding Co stock appears to be undervalued.
The current stock price of 円980.00 is trading 2.3% below its estimated GF Value™ of 円1,003.36.
GuruFocus considers Sun Life Holding Co to be Fairly Valued.
Key valuation signals for TSE:7040:
ROC (Joel Greenblatt) %: 7.05% (39% above median its 10-year median of 5.07)
GF Value™: 円1,003.36 vs. price of 円980.00 (2.3% below fair value)
Industry Position: 45.9% below the Personal Services median (#61 of 96)
No single metric tells the full story. See the TSE:7040 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:7040 has been successfully added to your 
