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The historical rank and industry rank for Sun Life Holding Co's ROE % or its related term are showing as below:
TSE:7040'
s ROE % Range Over the Past 10 Years
Min: -22.08 Med: 8.28 Max: 20.15
Current: 9.16
During the past 8 years, Sun Life Holding Co's highest ROE % was 20.15%. The lowest was -22.08%. And the median was 8.28%.
TSE:7040's ROE % is ranked better than 55.06% of 89
companies
in the Personal Services industry
Industry Median: 5.99
vs TSE:7040: 9.16
Sun Life Holding Co (TSE:7040) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Sun Life Holding Co ROE % Related Terms
Sun Life Holding Co ROE % Historical Data
* Premium members only.
The historical data trend for Sun Life Holding Co's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, Sun Life Holding Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Holding Co ROE % vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Sun Life Holding Co's ROE % distribution charts can be found below:
* The bar in red indicates where Sun Life Holding Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Sun Life Holding Co (TSE:7040) has a ROE % of 8.80% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sun Life Holding Co and its competitors. This is near median its historical median of 8.28. According to the industry distribution chart, Sun Life Holding Co ranks #40 out of 89 companies in the Personal Services industry, placing it in the top 44.9%.
Is Sun Life Holding Co's ROE % too high?
Sun Life Holding Co's current ROE % of 8.80% is near median its 10-year median of 8.28. The Personal Services industry median ROE % is 5.99. Sun Life Holding Co's value of 8.80% is 46.9% above this industry median. Based on the distribution chart, Sun Life Holding Co ranks #40 out of 89 companies in the Personal Services industry, which is above the industry midpoint. Overall, Sun Life Holding Co has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Holding Co's ROE % compare to ROL and SCI?
According to the Personal Services industry distribution chart, Sun Life Holding Co ranks #40 out of 89 companies for ROE %. This puts Sun Life Holding Co in the upper half of its industry. The industry median ROE % is 5.99. Sun Life Holding Co's value of 8.80% is 46.9% above this benchmark. While the company's 10-year median is 8.28 vs. the industry median of 5.99, Sun Life Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Personal Services company?
The median ROE % among Personal Services companies is 5.99, based on 89 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Holding Co's current ROE % of 8.80% is 46.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sun Life Holding Co and its competitors. For the Personal Services industry, the median ROE % is 5.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Holding Co's current ROE % is 8.80%, which is near median its own 10-year median of 8.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Holding Co (TSE:7040) is currently considered Fairly Valued. The stock's GF Value™ is 円1,001.56, compared to a current price of 円966.00 — trading 3.6% below its estimated fair value. The current ROE % is 8.80%, which is near median its 10-year median of 8.28 and 46.9% above the Personal Services industry median of 5.99. Sun Life Holding Co's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Sun Life Holding Co (TSE:7040), the current ROE % is 8.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Holding Co (TSE:7040) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Holding Co stock appears to be undervalued.
The current stock price of 円966.00 is trading 3.6% below its estimated GF Value™ of 円1,001.56.
GuruFocus considers Sun Life Holding Co to be Fairly Valued.
Key valuation signals for TSE:7040:
ROE %: 8.80% (near median its 10-year median of 8.28)
GF Value™: 円1,001.56 vs. price of 円966.00 (3.6% below fair value)
Industry Position: 46.9% above the Personal Services median (#40 of 89)
No single metric tells the full story. See the TSE:7040 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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