Software Mansion S AWAR:SWM +1.45%39 Cash Ratio is 1.55 as of Mar. 2026, which is 13% below its 10-year median of 1.78. GuruFocus rates WAR:SWM with a GF Score™ of 39/100 and a GF Value™ of zł45.93 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 2,812 Software companies, Software Mansion S A ranks better than 70.91% on this metric.
Software Mansion S A has a Cash Ratio of 1.55. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Software Mansion S A's Cash Ratio or its related term are showing as below:
WAR:SWM'
s Cash Ratio Range Over the Past 10 Years
Min: 1.13 Med: 1.78 Max: 2.42
Current: 1.55
During the past 5 years, Software Mansion S A's highest Cash Ratio was 2.42. The lowest was 1.13. And the median was 1.78.
WAR:SWM's Cash Ratio is ranked better than 70.91% of 2812
companies
in the Software industry
Industry Median: 0.78
vs WAR:SWM: 1.55
Software Mansion S A (WAR:SWM) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Software Mansion S A Cash Ratio Related Terms
Software Mansion S A Cash Ratio Historical Data
* Premium members only.
The historical data trend for Software Mansion S A's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:SWM vs MSFT, ORCL, PLTR: Cash Ratio Comparison
For the Software - Infrastructure subindustry, Software Mansion S A's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Software Mansion S A Cash Ratio vs Software Industry
For the Software industry and Technology sector, Software Mansion S A's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Software Mansion S A's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Software Mansion S A (WAR:SWM) has a Cash Ratio of 1.55 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Software Mansion S A and its competitors. This is 13% below median its historical median of 1.78. Over the past decade, Software Mansion S A's Cash Ratio has ranged from 1.13 to 2.42. According to the industry distribution chart, Software Mansion S A ranks #818 out of 2812 companies in the Software industry, placing it in the top 29.1%.
Is Software Mansion S A's Cash Ratio too high?
Software Mansion S A's current Cash Ratio of 1.55 is 13% below median its 10-year median of 1.78. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 2.42. The Software industry median Cash Ratio is 0.78. Software Mansion S A's value of 1.55 is 98.7% above this industry median. Based on the distribution chart, Software Mansion S A ranks #818 out of 2812 companies in the Software industry, which is above the industry midpoint. Overall, Software Mansion S A has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Software Mansion S A's Cash Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Software Mansion S A ranks #818 out of 2812 companies for Cash Ratio. This puts Software Mansion S A in the upper half of its industry. The industry median Cash Ratio is 0.78. Software Mansion S A's value of 1.55 is 98.7% above this benchmark. Historically, Software Mansion S A's own Cash Ratio has ranged from 1.13 to 2.42 over the past decade. While the company's 10-year median is 1.78 vs. the industry median of 0.78, Software Mansion S A has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,812 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Software Mansion S A's current Cash Ratio of 1.55 is 98.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Software Mansion S A and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Mansion S A's current Cash Ratio is 1.55, which is 13% below median its own 10-year median of 1.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Mansion S A stock overvalued right now?
Based on GuruFocus' analysis, Software Mansion S A (WAR:SWM) is currently considered Possible Value Trap. The stock's GF Value™ is zł45.93, compared to a current price of zł28.00 — trading 39% below its estimated fair value. The current Cash Ratio is 1.55, which is 13% below median its 10-year median of 1.78 and 98.7% above the Software industry median of 0.78. Software Mansion S A's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Software Mansion S A (WAR:SWM), the current Cash Ratio is 1.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Software Mansion S A (WAR:SWM) Overvalued in 2026?
Based on GuruFocus' analysis, Software Mansion S A stock appears to be undervalued.
The current stock price of zł28.00 is trading 39% below its estimated GF Value™ of zł45.93.
GuruFocus considers Software Mansion S A to be Possible Value Trap.
Key valuation signals for WAR:SWM:
Cash Ratio: 1.55 (13% below median its 10-year median of 1.78)
GF Value™: zł45.93 vs. price of zł28.00 (39% below fair value)
Industry Position: 98.7% above the Software median (#818 of 2812)
No single metric tells the full story. See the WAR:SWM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Software Mansion S A is Krakow based software company that deals with solving technological challenges for their clients and developing open-source technologies. It cooperates with a variety of clients, including technological start-ups from Silicon Valley and New York, as well as well-known companies with a stable position on the market. Their portfolio includes projects from industries such as Ed-Tech, Fin-Tech, blockchain, healthcare, e-commerce, multimedia and consumer applications.
39GF Score
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