Software Mansion S A (WAR:SWM) Equity-to-Asset: 0.54 (As of Mar. 2026) — 28% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:SWM Software Mansion S A WAR:SWM
39 GF Score
Price zł27.20
GF Value zł46.26
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Software Mansion S A Equity-to-Asset?

Software Mansion S A WAR:SWM +2.64% 39 Equity-to-Asset is 0.54 as of Mar. 2026, which is 28% below its 10-year median of 0.75. GuruFocus rates WAR:SWM with a GF Score™ of 39/100 and a GF Value™ of zł46.26 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 2,892 Software companies, Software Mansion S A ranks worse than 51.73% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Software Mansion S A's Total Stockholders Equity for the quarter that ended in Mar. 2026 was zł51.7 Mil. Software Mansion S A's Total Assets for the quarter that ended in Mar. 2026 was zł95.0 Mil. Therefore, Software Mansion S A's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.54.

The historical rank and industry rank for Software Mansion S A's Equity-to-Asset or its related term are showing as below:

WAR:SWM' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.53   Med: 0.75   Max: 0.8
Current: 0.54

During the past 5 years, the highest Equity to Asset Ratio of Software Mansion S A was 0.80. The lowest was 0.53. And the median was 0.75.

WAR:SWM's Equity-to-Asset is ranked worse than
51.73% of 2892 companies
in the Software industry
Industry Median: 0.56 vs WAR:SWM: 0.54

Software Mansion S A  (WAR:SWM) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Software Mansion S A Equity-to-Asset Related Terms


Software Mansion S A Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Software Mansion S A's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Software Mansion S A Equity-to-Asset Chart

Software Mansion S A Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
0.80 0.68 0.74 0.77 0.77

Software Mansion S A Quarterly Data
Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.76 0.53 0.76 0.77 0.54

WAR:SWM vs MSFT, ORCL, PLTR: Equity-to-Asset Comparison

For the Software - Infrastructure subindustry, Software Mansion S A's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Software Mansion S A Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, Software Mansion S A's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Software Mansion S A's Equity-to-Asset falls into.


WAR:SWM
39GF Score
Software Mansion S A WAR:SWM
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Software Mansion S A Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Software Mansion S A's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=46.119/60.302
=0.76

Software Mansion S A's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=51.666/95.01
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.54 mean?
Software Mansion S A (WAR:SWM) has a Equity-to-Asset of 0.54 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Software Mansion S A and its competitors. This is 28% below median its historical median of 0.75. Over the past decade, Software Mansion S A's Equity-to-Asset has ranged from 0.53 to 0.80. According to the industry distribution chart, Software Mansion S A ranks #1496 out of 2892 companies in the Software industry, placing it in the top 51.7%.
Is Software Mansion S A's Equity-to-Asset too high?
Software Mansion S A's current Equity-to-Asset of 0.54 is 28% below median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 0.80. The Software industry median Equity-to-Asset is 0.56. Software Mansion S A's value of 0.54 is 3.6% below this industry median. Based on the distribution chart, Software Mansion S A ranks #1496 out of 2892 companies in the Software industry, which is below the industry midpoint. Overall, Software Mansion S A has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Software Mansion S A's Equity-to-Asset compare to MSFT and ORCL?
According to the Software industry distribution chart, Software Mansion S A ranks #1496 out of 2892 companies for Equity-to-Asset. This places Software Mansion S A in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Software Mansion S A's value of 0.54 is 3.6% below this benchmark. Historically, Software Mansion S A's own Equity-to-Asset has ranged from 0.53 to 0.80 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 0.56, Software Mansion S A has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Software Mansion S A's current Equity-to-Asset of 0.54 is 3.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Software Mansion S A and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Mansion S A's current Equity-to-Asset is 0.54, which is 28% below median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Mansion S A stock overvalued right now?
Based on GuruFocus' analysis, Software Mansion S A (WAR:SWM) is currently considered Possible Value Trap. The stock's GF Value™ is zł46.26, compared to a current price of zł27.20 — trading 41.2% below its estimated fair value. The current Equity-to-Asset is 0.54, which is 28% below median its 10-year median of 0.75 and 3.6% below the Software industry median of 0.56. Software Mansion S A's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Software Mansion S A (WAR:SWM), the current Equity-to-Asset is 0.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Software Mansion S A (WAR:SWM) Overvalued in 2026?

Based on GuruFocus' analysis, Software Mansion S A stock appears to be undervalued. The current stock price of zł27.20 is trading 41.2% below its estimated GF Value™ of zł46.26. GuruFocus considers Software Mansion S A to be Possible Value Trap.

Key valuation signals for WAR:SWM:

  • Equity-to-Asset: 0.54 (28% below median its 10-year median of 0.75)
  • GF Value™: zł46.26 vs. price of zł27.20 (41.2% below fair value)
  • GF Score™: 39/100 with 2 warning signs
  • Industry Position: 3.6% below the Software median (#1496 of 2892)

No single metric tells the full story. See the WAR:SWM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Software Mansion S A Business Description

Address ul. Zab?ocie 43b, Krakow, POL, 30-701
Software Mansion S A is Krakow based software company that deals with solving technological challenges for their clients and developing open-source technologies. It cooperates with a variety of clients, including technological start-ups from Silicon Valley and New York, as well as well-known companies with a stable position on the market. Their portfolio includes projects from industries such as Ed-Tech, Fin-Tech, blockchain, healthcare, e-commerce, multimedia and consumer applications.
39GF Score

Get the complete analysis for WAR:SWM

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł27.20
Price
zł46.26
GF Value