Software Mansion S AWAR:SWM -0.44%22 Interest Coverage is 56.53 as of Dec. 2025, which is 99% below its 10-year median of 10,000.00. GuruFocus rates WAR:SWM with a GF Score™ of 22/100. The stock has 1 warning sign investors should review. Among 1,705 Software companies, Software Mansion S A ranks worse than 57.54% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Software Mansion S A's
Operating Income
for the
three
months ended in Dec. 2025 was zł6.6 Mil. Software Mansion S A's Interest Expense for the
three
months ended in Dec. 2025 was zł-0.1 Mil.
Software Mansion S A's interest coverage for the quarter that ended in Dec. 2025 was 56.53.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Software Mansion S A's Interest Coverage or its related term are showing as below:
WAR:SWM'
s Interest Coverage Range Over the Past 10 Years
Min: 16.49 Med: No Debt Max: 12704
Current: 16.49
WAR:SWM's Interest Coverage is ranked worse than 57.54% of 1705
companies
in the Software industry
Industry Median: 24.67
vs WAR:SWM: 16.49
Software Mansion S A (WAR:SWM) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Software Mansion S A Interest Coverage Related Terms
Software Mansion S A Interest Coverage Historical Data
* Premium members only.
The historical data trend for Software Mansion S A's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:SWM vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, Software Mansion S A's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Software Mansion S A Interest Coverage vs Software Industry
For the Software industry and Technology sector, Software Mansion S A's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Software Mansion S A's Interest Coverage falls into.
Software Mansion S A Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Software Mansion S A (WAR:SWM) has a Interest Coverage of 56.53 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Software Mansion S A and its competitors. This is 99% below median its historical median of 10,000.00. Over the past decade, Software Mansion S A's Interest Coverage has ranged from 16.49 to 12,704.00. According to the industry distribution chart, Software Mansion S A ranks #981 out of 1705 companies in the Software industry, placing it in the top 57.5%.
Is Software Mansion S A's Interest Coverage too high?
Software Mansion S A's current Interest Coverage of 56.53 is 99% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 16.49 to a high of 12,704.00. The Software industry median Interest Coverage is 24.67. Software Mansion S A's value of 56.53 is 129.1% above this industry median. Based on the distribution chart, Software Mansion S A ranks #981 out of 1705 companies in the Software industry, which is below the industry midpoint. Overall, Software Mansion S A has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Software Mansion S A's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Software Mansion S A ranks #981 out of 1705 companies for Interest Coverage. This places Software Mansion S A in the lower half of its industry. The industry median Interest Coverage is 24.67. Software Mansion S A's value of 56.53 is 129.1% above this benchmark. Historically, Software Mansion S A's own Interest Coverage has ranged from 16.49 to 12,704.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 24.67, Software Mansion S A has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Software Mansion S A's current Interest Coverage of 56.53 is 129.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Software Mansion S A and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Mansion S A's current Interest Coverage is 56.53, which is 99% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Mansion S A stock overvalued right now?
Software Mansion S A (WAR:SWM) has a current Interest Coverage of 56.53. The current Interest Coverage is 56.53, which is 99% below median its 10-year median of 10,000.00 and 129.1% above the Software industry median of 24.67. Software Mansion S A's overall GF Score™ is 22/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Software Mansion S A (WAR:SWM), the current Interest Coverage is 56.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Software Mansion S A is Krakow based software company that deals with solving technological challenges for their clients and developing open-source technologies. It cooperates with a variety of clients, including technological start-ups from Silicon Valley and New York, as well as well-known companies with a stable position on the market. Their portfolio includes projects from industries such as Ed-Tech, Fin-Tech, blockchain, healthcare, e-commerce, multimedia and consumer applications.
22GF Score
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