Software Mansion S A (WAR:SWM) Return-on-Tangible-Equity: 41.82% (As of Dec. 2025) — 37% Below Median


WAR:SWM Software Mansion S A WAR:SWM
21 GF Score
Price zł24.80
! 1 Warning Sign
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What is Software Mansion S A Return-on-Tangible-Equity?

Software Mansion S A WAR:SWM +10.22% 21 Return-on-Tangible-Equity is 41.82% as of Dec. 2025, which is 37% below its 10-year median of 66.76. GuruFocus rates WAR:SWM with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 2,471 Software companies, Software Mansion S A ranks better than 81.99% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Software Mansion S A's annualized net income for the quarter that ended in Dec. 2025 was zł18.3 Mil. Software Mansion S A's average shareholder tangible equity for the quarter that ended in Dec. 2025 was zł43.8 Mil. Therefore, Software Mansion S A's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 41.82%.

The historical rank and industry rank for Software Mansion S A's Return-on-Tangible-Equity or its related term are showing as below:

WAR:SWM' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 44.94   Med: 66.76   Max: 125.65
Current: 45.62

During the past 5 years, Software Mansion S A's highest Return-on-Tangible-Equity was 125.65%. The lowest was 44.94%. And the median was 66.76%.

WAR:SWM's Return-on-Tangible-Equity is ranked better than
81.99% of 2471 companies
in the Software industry
Industry Median: 8.77 vs WAR:SWM: 45.62

Software Mansion S A  (WAR:SWM) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Software Mansion S A Return-on-Tangible-Equity Related Terms


Software Mansion S A Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Software Mansion S A's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Software Mansion S A Return-on-Tangible-Equity Chart

Software Mansion S A Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
0.00 125.65 52.42 81.09 44.94

Software Mansion S A Quarterly Data
Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 68.02 64.28 48.55 23.79 41.82

WAR:SWM vs MSFT, ORCL, PLTR: Return-on-Tangible-Equity Comparison

For the Software - Infrastructure subindustry, Software Mansion S A's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Software Mansion S A Return-on-Tangible-Equity vs Software Industry

For the Software industry and Technology sector, Software Mansion S A's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Software Mansion S A's Return-on-Tangible-Equity falls into.


WAR:SWM
21GF Score
Software Mansion S A WAR:SWM
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Software Mansion S A Return-on-Tangible-Equity Calculation

Software Mansion S A's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=20.687/( (45.948+46.107 )/ 2 )
=20.687/46.0275
=44.94 %

Software Mansion S A's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=18.296/( (41.401+46.107)/ 2 )
=18.296/43.754
=41.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 41.82% mean?
Software Mansion S A (WAR:SWM) has a Return-on-Tangible-Equity of 41.82% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Software Mansion S A and its competitors. This is 37% below median its historical median of 66.76. Over the past decade, Software Mansion S A's Return-on-Tangible-Equity has ranged from 44.94 to 125.65. According to the industry distribution chart, Software Mansion S A ranks #445 out of 2471 companies in the Software industry, placing it in the top 18%.
Is Software Mansion S A's Return-on-Tangible-Equity too high?
Software Mansion S A's current Return-on-Tangible-Equity of 41.82% is 37% below median its 10-year median of 66.76. Over the past 10 years, this metric has ranged from a low of 44.94 to a high of 125.65. The Software industry median Return-on-Tangible-Equity is 8.77. Software Mansion S A's value of 41.82% is 376.9% above this industry median. Based on the distribution chart, Software Mansion S A ranks #445 out of 2471 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Software Mansion S A has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Software Mansion S A's Return-on-Tangible-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Software Mansion S A ranks #445 out of 2471 companies for Return-on-Tangible-Equity. This places Software Mansion S A in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.77. Software Mansion S A's value of 41.82% is 376.9% above this benchmark. Historically, Software Mansion S A's own Return-on-Tangible-Equity has ranged from 44.94 to 125.65 over the past decade. While the company's 10-year median is 66.76 vs. the industry median of 8.77, Software Mansion S A has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.77, based on 2,471 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Software Mansion S A's current Return-on-Tangible-Equity of 41.82% is 376.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Software Mansion S A and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Mansion S A's current Return-on-Tangible-Equity is 41.82%, which is 37% below median its own 10-year median of 66.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Mansion S A stock overvalued right now?
Software Mansion S A (WAR:SWM) has a current Return-on-Tangible-Equity of 41.82%. The current Return-on-Tangible-Equity is 41.82%, which is 37% below median its 10-year median of 66.76 and 376.9% above the Software industry median of 8.77. Software Mansion S A's overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Software Mansion S A (WAR:SWM), the current Return-on-Tangible-Equity is 41.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Software Mansion S A Business Description

Address ul. Zab?ocie 43b, Krakow, POL, 30-701
Software Mansion S A is Krakow based software company that deals with solving technological challenges for their clients and developing open-source technologies. It cooperates with a variety of clients, including technological start-ups from Silicon Valley and New York, as well as well-known companies with a stable position on the market. Their portfolio includes projects from industries such as Ed-Tech, Fin-Tech, blockchain, healthcare, e-commerce, multimedia and consumer applications.
21GF Score

Get the complete analysis for WAR:SWM

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł24.80
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