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Lifestyle CommunitiesASX:LIC +1.30%72 Cash-to-Debt is 0.07 as of Jun. 2026, which is 133% above its 10-year median of 0.03. GuruFocus rates ASX:LIC with a GF Score™ of 72/100 and a GF Value™ of A$7.19 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,742 Real Estate companies, Lifestyle Communities ranks worse than 74.05% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Lifestyle Communities's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.07.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Lifestyle Communitiescouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Lifestyle Communities's Cash-to-Debt or its related term are showing as below:
ASX:LIC'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.03 Max: 0.22
Current: 0.08
During the past 13 years, Lifestyle Communities's highest Cash to Debt Ratio was 0.22. The lowest was 0.00. And the median was 0.03.
ASX:LIC's Cash-to-Debt is ranked worse than 74.05% of 1742
companies
in the Real Estate industry
Industry Median: 0.25
vs ASX:LIC: 0.08
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Lifestyle Communities Cash-to-Debt Related Terms
Lifestyle Communities Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Lifestyle Communities's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Diversified subindustry, Lifestyle Communities's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifestyle Communities Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Lifestyle Communities's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Lifestyle Communities's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lifestyle Communities (ASX:LIC) has a Cash-to-Debt of 0.07 as of Jun. 2026. This is 133% above median its historical median of 0.03. According to the industry distribution chart, Lifestyle Communities ranks #1290 out of 1742 companies in the Real Estate industry, placing it in the top 74.1%.
Is Lifestyle Communities' Cash-to-Debt too high?
Lifestyle Communities' current Cash-to-Debt of 0.07 is 133% above median its 10-year median of 0.03. The Real Estate industry median Cash-to-Debt is 0.25. Lifestyle Communities' value of 0.07 is 72% below this industry median. Based on the distribution chart, Lifestyle Communities ranks #1290 out of 1742 companies in the Real Estate industry, which is below the industry midpoint. Overall, Lifestyle Communities has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lifestyle Communities' Cash-to-Debt compare to competitors?
According to the Real Estate industry distribution chart, Lifestyle Communities ranks #1290 out of 1742 companies for Cash-to-Debt. This places Lifestyle Communities in the lower half of its industry. The industry median Cash-to-Debt is 0.25. Lifestyle Communities' value of 0.07 is 72% below this benchmark. While the company's 10-year median is 0.03 vs. the industry median of 0.25, Lifestyle Communities has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.25, based on 1,742 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestyle Communities's current Cash-to-Debt of 0.07 is 72% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestyle Communities's current Cash-to-Debt is 0.07, which is 133% above median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestyle Communities stock overvalued right now?
Based on GuruFocus' analysis, Lifestyle Communities (ASX:LIC) is currently considered Possible Value Trap. The stock's GF Value™ is A$7.19, compared to a current price of A$4.68 — trading 34.9% below its estimated fair value. The current Cash-to-Debt is 0.07, which is 133% above median its 10-year median of 0.03 and 72% below the Real Estate industry median of 0.25. Lifestyle Communities' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Lifestyle Communities (ASX:LIC), the current Cash-to-Debt is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifestyle Communities (ASX:LIC) Overvalued in 2026?
Based on GuruFocus' analysis, Lifestyle Communities stock appears to be undervalued.
The current stock price of A$4.68 is trading 34.9% below its estimated GF Value™ of A$7.19.
GuruFocus considers Lifestyle Communities to be Possible Value Trap.
Key valuation signals for ASX:LIC:
Cash-to-Debt: 0.07 (133% above median its 10-year median of 0.03)
GF Value™: A$7.19 vs. price of A$4.68 (34.9% below fair value)
Industry Position: 72% below the Real Estate median (#1290 of 1742)
No single metric tells the full story. See the ASX:LIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifestyle Communities is an Australian real estate company with a property portfolio in land lease housing for residents over 50 years old. Revenue is earned through developing and selling manufactured homes, and charging rent for the land they occupy. The firm's portfolio consists of about 3,000 settled homes, from which it collects rent, and a further 2,000 homes in development or planning. It has more than 30 communities in Australia's second-most populous state of Victoria, with a focus on coastal and outer metropolitan regions.
72GF Score
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