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Lifestyle CommunitiesASX:LIC -1.14%76 Debt-to-Equity is 0.55 as of Dec. 2025, which is 10% above its 10-year median of 0.50. GuruFocus rates ASX:LIC with a GF Score™ of 76/100 and a GF Value™ of A$6.82 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 1,541 Real Estate companies, Lifestyle Communities ranks better than 58.34% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Lifestyle Communities's Debt-to-Equity or its related term are showing as below:
ASX:LIC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.2 Med: 0.5 Max: 0.93
Current: 0.55
During the past 13 years, the highest Debt-to-Equity Ratio of Lifestyle Communities was 0.93. The lowest was 0.20. And the median was 0.50.
ASX:LIC's Debt-to-Equity is ranked better than 58.34% of 1541
companies
in the Real Estate industry
Industry Median: 0.73
vs ASX:LIC: 0.55
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Lifestyle Communities Debt-to-Equity Related Terms
Lifestyle Communities Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Lifestyle Communities's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Diversified subindustry, Lifestyle Communities's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifestyle Communities Debt-to-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Lifestyle Communities's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Lifestyle Communities's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lifestyle Communities (ASX:LIC) has a Debt-to-Equity of 0.55 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lifestyle Communities and its competitors. This is 10% above median its historical median of 0.50. Over the past decade, Lifestyle Communities' Debt-to-Equity has ranged from 0.20 to 0.93. According to the industry distribution chart, Lifestyle Communities ranks #642 out of 1541 companies in the Real Estate industry, placing it in the top 41.7%.
Is Lifestyle Communities' Debt-to-Equity too high?
Lifestyle Communities' current Debt-to-Equity of 0.55 is 10% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.93. The Real Estate industry median Debt-to-Equity is 0.73. Lifestyle Communities' value of 0.55 is 24.7% below this industry median. Based on the distribution chart, Lifestyle Communities ranks #642 out of 1541 companies in the Real Estate industry, which is above the industry midpoint. Overall, Lifestyle Communities has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lifestyle Communities' Debt-to-Equity compare to competitors?
According to the Real Estate industry distribution chart, Lifestyle Communities ranks #642 out of 1541 companies for Debt-to-Equity. This puts Lifestyle Communities in the upper half of its industry. The industry median Debt-to-Equity is 0.73. Lifestyle Communities' value of 0.55 is 24.7% below this benchmark. Historically, Lifestyle Communities' own Debt-to-Equity has ranged from 0.20 to 0.93 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.73, Lifestyle Communities has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,541 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestyle Communities's current Debt-to-Equity of 0.55 is 24.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lifestyle Communities and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestyle Communities's current Debt-to-Equity is 0.55, which is 10% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestyle Communities stock overvalued right now?
Based on GuruFocus' analysis, Lifestyle Communities (ASX:LIC) is currently considered Modestly Undervalued. The stock's GF Value™ is A$6.82, compared to a current price of A$5.22 — trading 23.5% below its estimated fair value. The current Debt-to-Equity is 0.55, which is 10% above median its 10-year median of 0.50 and 24.7% below the Real Estate industry median of 0.73. Lifestyle Communities' overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Lifestyle Communities (ASX:LIC), the current Debt-to-Equity is 0.55 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifestyle Communities (ASX:LIC) Overvalued in 2026?
Based on GuruFocus' analysis, Lifestyle Communities stock appears to be undervalued.
The current stock price of A$5.22 is trading 23.5% below its estimated GF Value™ of A$6.82.
GuruFocus considers Lifestyle Communities to be Modestly Undervalued.
Key valuation signals for ASX:LIC:
Debt-to-Equity: 0.55 (10% above median its 10-year median of 0.50)
GF Value™: A$6.82 vs. price of A$5.22 (23.5% below fair value)
Industry Position: 24.7% below the Real Estate median (#642 of 1541)
No single metric tells the full story. See the ASX:LIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifestyle Communities is an Australian real estate company with a property portfolio in land lease housing for residents over 50 years old. Revenue is earned through developing and selling manufactured homes, and charging rent for the land they occupy. The firm's portfolio consists of about 3,000 settled homes, from which it collects rent, and a further 2,000 homes in development or planning. It has more than 30 communities in Australia's second-most populous state of Victoria, with a focus on coastal and outer metropolitan regions.
76GF Score
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