Lifestyle Communities (ASX:LIC) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


ASX:LIC Lifestyle Communities Ltd ASX:LIC
75 GF Score
Price A$5.07
GF Value A$6.75
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Lifestyle Communities Interest Coverage?

Lifestyle Communities ASX:LIC +1.40% 75 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates ASX:LIC with a GF Score™ of 75/100 and a GF Value™ of A$6.75 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 1,295 Real Estate companies, Lifestyle Communities ranks worse than 77220% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Lifestyle Communities's Operating Income for the six months ended in Dec. 2025 was A$-1.4 Mil. Lifestyle Communities's Interest Expense for the six months ended in Dec. 2025 was A$-9.4 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Lifestyle Communities's Interest Coverage or its related term are showing as below:


ASX:LIC's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.24
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Lifestyle Communities  (ASX:LIC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Lifestyle Communities Interest Coverage Related Terms


Lifestyle Communities Interest Coverage Historical Data

* Premium members only.

The historical data trend for Lifestyle Communities's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Lifestyle Communities Interest Coverage Chart

Lifestyle Communities Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.22 20.96 10.84 4.39 0.00

Lifestyle Communities Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 8.53 3.81 0.00 0.00

Lifestyle Communities Interest Coverage Competitor Comparison

For the Real Estate - Diversified subindustry, Lifestyle Communities's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lifestyle Communities Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Lifestyle Communities's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Lifestyle Communities's Interest Coverage falls into.


ASX:LIC
75GF Score
Lifestyle Communities Ltd ASX:LIC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Lifestyle Communities Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Lifestyle Communities's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Lifestyle Communities's Interest Expense was A$-5.6 Mil. Its Operating Income was A$-69.6 Mil. And its Long-Term Debt & Capital Lease Obligation was A$464.9 Mil.

Lifestyle Communities did not have earnings to cover the interest expense.

Lifestyle Communities's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Lifestyle Communities's Interest Expense was A$-9.4 Mil. Its Operating Income was A$-1.4 Mil. And its Long-Term Debt & Capital Lease Obligation was A$354.5 Mil.

Lifestyle Communities did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Lifestyle Communities (ASX:LIC) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lifestyle Communities and its competitors. According to the industry distribution chart, Lifestyle Communities ranks #999999 out of 1295 companies in the Real Estate industry.
Is Lifestyle Communities' Interest Coverage too high?
Lifestyle Communities' current Interest Coverage is 0 (At Loss). Based on the distribution chart, Lifestyle Communities ranks #999999 out of 1295 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Lifestyle Communities has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lifestyle Communities' Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Lifestyle Communities ranks #999999 out of 1295 companies for Interest Coverage. This places Lifestyle Communities in the lower half of its industry. The industry median Interest Coverage is 4.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lifestyle Communities and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestyle Communities's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestyle Communities stock overvalued right now?
Based on GuruFocus' analysis, Lifestyle Communities (ASX:LIC) is currently considered Modestly Undervalued. The stock's GF Value™ is A$6.75, compared to a current price of A$5.07 — trading 24.9% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Lifestyle Communities' overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lifestyle Communities (ASX:LIC), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifestyle Communities (ASX:LIC) Overvalued in 2026?

Based on GuruFocus' analysis, Lifestyle Communities stock appears to be undervalued. The current stock price of A$5.07 is trading 24.9% below its estimated GF Value™ of A$6.75. GuruFocus considers Lifestyle Communities to be Modestly Undervalued.

Key valuation signals for ASX:LIC:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: A$6.75 vs. price of A$5.07 (24.9% below fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the ASX:LIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifestyle Communities Business Description

Address 101 Moray Street, Level 5, South Melbourne, Melbourne, VIC, AUS, 3205
Lifestyle Communities is an Australian real estate company with a property portfolio in land lease housing for residents over 50 years old. Revenue is earned through developing and selling manufactured homes, and charging rent for the land they occupy. The firm's portfolio consists of about 3,000 settled homes, from which it collects rent, and a further 2,000 homes in development or planning. It has more than 30 communities in Australia's second-most populous state of Victoria, with a focus on coastal and outer metropolitan regions.
75GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.07
Price
A$6.75
GF Value