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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Lifestyle CommunitiesASX:LIC +0.37%75 Debt-to-EBITDA is 7.76 as of Dec. 2025, which is 407% above its 10-year median of 1.53. GuruFocus rates ASX:LIC with a GF Score™ of 75/100 and a GF Value™ of A$6.81 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 1,275 Real Estate companies, Lifestyle Communities ranks worse than 78431.29% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Lifestyle Communities's Debt-to-EBITDA or its related term are showing as below:
ASX:LIC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.73 Med: 1.53 Max: 4.09
Current: -1.25
During the past 13 years, the highest Debt-to-EBITDA Ratio of Lifestyle Communities was 4.09. The lowest was -1.73. And the median was 1.53.
ASX:LIC's Debt-to-EBITDA is ranked worse than 100% of 1275
companies
in the Real Estate industry
Industry Median: 5.62
vs ASX:LIC: -1.25
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Lifestyle Communities Debt-to-EBITDA Related Terms
Lifestyle Communities Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Lifestyle Communities's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Diversified subindustry, Lifestyle Communities's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifestyle Communities Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Lifestyle Communities's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Lifestyle Communities's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Lifestyle Communities (ASX:LIC) has a Debt-to-EBITDA of 7.76 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lifestyle Communities. This is 407% above median its historical median of 1.53. According to the industry distribution chart, Lifestyle Communities ranks #999999 out of 1275 companies in the Real Estate industry.
Is Lifestyle Communities' Debt-to-EBITDA too high?
Lifestyle Communities' current Debt-to-EBITDA of 7.76 is 407% above median its 10-year median of 1.53. The Real Estate industry median Debt-to-EBITDA is 5.62. Lifestyle Communities' value of 7.76 is 38.1% above this industry median. Based on the distribution chart, Lifestyle Communities ranks #999999 out of 1275 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Lifestyle Communities has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lifestyle Communities' Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Lifestyle Communities ranks #999999 out of 1275 companies for Debt-to-EBITDA. This places Lifestyle Communities in the lower half of its industry. The industry median Debt-to-EBITDA is 5.62. Lifestyle Communities' value of 7.76 is 38.1% above this benchmark. While the company's 10-year median is 1.53 vs. the industry median of 5.62, Lifestyle Communities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestyle Communities's current Debt-to-EBITDA of 7.76 is 38.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lifestyle Communities. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestyle Communities's current Debt-to-EBITDA is 7.76, which is 407% above median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestyle Communities stock overvalued right now?
Based on GuruFocus' analysis, Lifestyle Communities (ASX:LIC) is currently considered Modestly Undervalued. The stock's GF Value™ is A$6.81, compared to a current price of A$5.41 — trading 20.6% below its estimated fair value. The current Debt-to-EBITDA is 7.76, which is 407% above median its 10-year median of 1.53 and 38.1% above the Real Estate industry median of 5.62. Lifestyle Communities' overall GF Score™ is 75/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Lifestyle Communities (ASX:LIC), the current Debt-to-EBITDA is 7.76 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifestyle Communities (ASX:LIC) Overvalued in 2026?
Based on GuruFocus' analysis, Lifestyle Communities stock appears to be undervalued.
The current stock price of A$5.41 is trading 20.6% below its estimated GF Value™ of A$6.81.
GuruFocus considers Lifestyle Communities to be Modestly Undervalued.
Key valuation signals for ASX:LIC:
Debt-to-EBITDA: 7.76 (407% above median its 10-year median of 1.53)
GF Value™: A$6.81 vs. price of A$5.41 (20.6% below fair value)
Industry Position: 38.1% above the Real Estate median (#999999 of 1275)
No single metric tells the full story. See the ASX:LIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifestyle Communities is an Australian real estate company with a property portfolio in land lease housing for residents over 50 years old. Revenue is earned through developing and selling manufactured homes, and charging rent for the land they occupy. The firm's portfolio consists of about 3,000 settled homes, from which it collects rent, and a further 2,000 homes in development or planning. It has more than 30 communities in Australia's second-most populous state of Victoria, with a focus on coastal and outer metropolitan regions.
75GF Score
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