Lifestyle Communities (ASX:LIC) LT-Debt-to-Total-Asset: 0.29 (As of Dec. 2025)


ASX:LIC Lifestyle Communities Ltd ASX:LIC
75 GF Score
Price A$5.27
GF Value A$6.75
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Lifestyle Communities LT-Debt-to-Total-Asset?

Lifestyle Communities ASX:LIC +0.19% 75 LT-Debt-to-Total-Asset is 0.29 as of Dec. 2025. GuruFocus rates ASX:LIC with a GF Score™ of 75/100 and a GF Value™ of A$6.75 (Modestly Undervalued). The stock has 9 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Lifestyle Communities's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.29.

Lifestyle Communities's long-term debt to total assets ratio increased from Dec. 2024 (0.23) to Dec. 2025 (0.29). It may suggest that Lifestyle Communities is progressively becoming more dependent on debt to grow their business.

Lifestyle Communities  (ASX:LIC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Lifestyle Communities LT-Debt-to-Total-Asset Related Terms

Lifestyle Communities LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Lifestyle Communities's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifestyle Communities LT-Debt-to-Total-Asset Chart

Lifestyle Communities Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.24 0.32 0.22 0.35

Lifestyle Communities Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.22 0.23 0.35 0.29
ASX:LIC
75GF Score
Lifestyle Communities Ltd ASX:LIC
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Lifestyle Communities LT-Debt-to-Total-Asset Calculation

Lifestyle Communities's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )/Total Assets (A: Jun. 2025 )
=464.913/1315.167
=0.35

Lifestyle Communities's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=354.473/1220.167
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.29 mean?
Lifestyle Communities (ASX:LIC) has a LT-Debt-to-Total-Asset of 0.29 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Lifestyle Communities and its competitors.
Is Lifestyle Communities' LT-Debt-to-Total-Asset too high?
Lifestyle Communities' current LT-Debt-to-Total-Asset is 0.29. Overall, Lifestyle Communities has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lifestyle Communities' LT-Debt-to-Total-Asset compare to competitors?
Lifestyle Communities' LT-Debt-to-Total-Asset of 0.29 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Real Estate company?
A good LT-Debt-to-Total-Asset depends on the Real Estate industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Lifestyle Communities and its competitors. Lifestyle Communities's current LT-Debt-to-Total-Asset is 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestyle Communities stock overvalued right now?
Based on GuruFocus' analysis, Lifestyle Communities (ASX:LIC) is currently considered Modestly Undervalued. The stock's GF Value™ is A$6.75, compared to a current price of A$5.27 — trading 21.9% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.29. Lifestyle Communities' overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Lifestyle Communities (ASX:LIC), the current LT-Debt-to-Total-Asset is 0.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifestyle Communities (ASX:LIC) Overvalued in 2026?

Based on GuruFocus' analysis, Lifestyle Communities stock appears to be undervalued. The current stock price of A$5.27 is trading 21.9% below its estimated GF Value™ of A$6.75. GuruFocus considers Lifestyle Communities to be Modestly Undervalued.

Key valuation signals for ASX:LIC:

  • LT-Debt-to-Total-Asset: 0.29
  • GF Value™: A$6.75 vs. price of A$5.27 (21.9% below fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the ASX:LIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lifestyle Communities Business Description

Address 101 Moray Street, Level 5, South Melbourne, Melbourne, VIC, AUS, 3205
Lifestyle Communities is an Australian real estate company with a property portfolio in land lease housing for residents over 50 years old. Revenue is earned through developing and selling manufactured homes, and charging rent for the land they occupy. The firm's portfolio consists of about 3,000 settled homes, from which it collects rent, and a further 2,000 homes in development or planning. It has more than 30 communities in Australia's second-most populous state of Victoria, with a focus on coastal and outer metropolitan regions.
75GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.27
Price
A$6.75
GF Value