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ASN Broker PCLBKK:ASN-R 68 Cash-to-Debt is 0.24 as of Mar. 2026, which is 91% below its 10-year median of 2.77. GuruFocus rates BKK:ASN-R with a GF Score™ of 68/100 and a GF Value™ of ฿1.06. The stock has 8 warning signs investors should review. Among 501 Insurance companies, ASN Broker PCL ranks worse than 87.43% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. ASN Broker PCL's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.24.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, ASN Broker PCLcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for ASN Broker PCL's Cash-to-Debt or its related term are showing as below:
BKK:ASN-R'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.04 Med: 2.77 Max: No Debt
Current: 0.24
During the past 11 years, ASN Broker PCL's highest Cash to Debt Ratio was No Debt. The lowest was 0.04. And the median was 2.77.
BKK:ASN-R's Cash-to-Debt is ranked worse than 87.43% of 501
companies
in the Insurance industry
Industry Median: 1.84
vs BKK:ASN-R: 0.24
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
ASN Broker PCL Cash-to-Debt Related Terms
ASN Broker PCL Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for ASN Broker PCL's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:ASN-R vs MRSH, AON, AJG: Cash-to-Debt Comparison
For the Insurance Brokers subindustry, ASN Broker PCL's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASN Broker PCL Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, ASN Broker PCL's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where ASN Broker PCL's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASN Broker PCL (BKK:ASN-R) has a Cash-to-Debt of 0.24 as of Mar. 2026. This is 91% below median its historical median of 2.77. Over the past decade, ASN Broker PCL's Cash-to-Debt has ranged from 0.04 to 10,000.00. According to the industry distribution chart, ASN Broker PCL ranks #438 out of 501 companies in the Insurance industry, placing it in the top 87.4%.
Is ASN Broker PCL's Cash-to-Debt too high?
ASN Broker PCL's current Cash-to-Debt of 0.24 is 91% below median its 10-year median of 2.77. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 10,000.00. The Insurance industry median Cash-to-Debt is 1.84. ASN Broker PCL's value of 0.24 is 87% below this industry median. Based on the distribution chart, ASN Broker PCL ranks #438 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ASN Broker PCL has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does ASN Broker PCL's Cash-to-Debt compare to MRSH and AON?
According to the Insurance industry distribution chart, ASN Broker PCL ranks #438 out of 501 companies for Cash-to-Debt. This places ASN Broker PCL in the lower half of its industry. The industry median Cash-to-Debt is 1.84. ASN Broker PCL's value of 0.24 is 87% below this benchmark. Historically, ASN Broker PCL's own Cash-to-Debt has ranged from 0.04 to 10,000.00 over the past decade. While the company's 10-year median is 2.77 vs. the industry median of 1.84, ASN Broker PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 1.84, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASN Broker PCL's current Cash-to-Debt of 0.24 is 87% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 1.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASN Broker PCL's current Cash-to-Debt is 0.24, which is 91% below median its own 10-year median of 2.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASN Broker PCL stock overvalued right now?
ASN Broker PCL (BKK:ASN-R) has a current Cash-to-Debt of 0.24. The stock's GF Value™ is ฿1.06, compared to a current price of ฿0.68 — trading 35.8% below its estimated fair value. The current Cash-to-Debt is 0.24, which is 91% below median its 10-year median of 2.77 and 87% below the Insurance industry median of 1.84. ASN Broker PCL's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For ASN Broker PCL (BKK:ASN-R), the current Cash-to-Debt is 0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASN Broker PCL (BKK:ASN-R) Overvalued in 2026?
Based on GuruFocus' analysis, ASN Broker PCL stock appears to be undervalued.
The current stock price of ฿0.68 is trading 35.8% below its estimated GF Value™ of ฿1.06.
Key valuation signals for BKK:ASN-R:
Cash-to-Debt: 0.24 (91% below median its 10-year median of 2.77)
GF Value™: ฿1.06 vs. price of ฿0.68 (35.8% below fair value)
Industry Position: 87% below the Insurance median (#438 of 501)
No single metric tells the full story. See the BKK:ASN-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASN Broker PCL is a Thailand-based company operating as a direct non-life insurance broker, mainly focusing on selling automobile insurance products. It has also expanded into the personal loan, title loan, and hire purchase business under the name ASN Finance. The Group's reportable segments are: Insurance Broker, Peer-to-peer lending platform, and Loan. Maximum revenue is generated from the Insurance Broker segment, which includes non-life insurance brokers and life insurance broker services. The Loan segment includes lending services through title loans and hire purchase. The Group is managed and operates principally in Thailand.
68GF Score
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