ASN Broker PCL (BKK:ASN-R) Financial Strength: 4 (As of Mar. 2026) — 20% Below Median


BKK:ASN-R ASN Broker PCL BKK:ASN-R
55 GF Score
Price ฿0.68
GF Value ฿1.52
! 4 Warning Signs
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What is ASN Broker PCL Financial Strength?

ASN Broker PCL BKK:ASN-R 55 Financial Strength is 4 as of Mar. 2026, which is 20% below its 10-year median of 5.00. GuruFocus rates BKK:ASN-R with a GF Score™ of 55/100 and a GF Value™ of ฿1.52. The stock has 4 warning signs investors should review.

ASN Broker PCL has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

ASN Broker PCL's Interest Coverage for the quarter that ended in Mar. 2026 was 1.75. ASN Broker PCL's debt to revenue ratio for the quarter that ended in Mar. 2026 was 1.20. As of today, ASN Broker PCL's Altman Z-Score is 1.45.


ASN Broker PCL  (BKK:ASN-R) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

ASN Broker PCL has the Financial Strength Rank of 4.


ASN Broker PCL Financial Strength Related Terms


BKK:ASN-R vs MRSH, AON, AJG: Financial Strength Comparison

For the Insurance Brokers subindustry, ASN Broker PCL's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASN Broker PCL Financial Strength vs Insurance Industry

For the Insurance industry and Financial Services sector, ASN Broker PCL's Financial Strength distribution charts can be found below:

* The bar in red indicates where ASN Broker PCL's Financial Strength falls into.


BKK:ASN-R
55GF Score
ASN Broker PCL BKK:ASN-R
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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ASN Broker PCL Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

ASN Broker PCL's Interest Expense for the months ended in Mar. 2026 was ฿-3.7 Mil. Its Operating Income for the months ended in Mar. 2026 was ฿6.4 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ฿174.2 Mil.

ASN Broker PCL's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*6.415/-3.658
=1.75

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

ASN Broker PCL's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(4.012 + 174.239) / 148.32
=1.20

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

ASN Broker PCL has a Z-score of 1.45, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.45 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
ASN Broker PCL (BKK:ASN-R) has a Financial Strength of 4 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on ASN Broker PCL and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, ASN Broker PCL's Financial Strength has ranged from 3.00 to 10.00.
Is ASN Broker PCL's Financial Strength too high?
ASN Broker PCL's current Financial Strength of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, ASN Broker PCL has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does ASN Broker PCL's Financial Strength compare to MRSH and AON?
ASN Broker PCL's Financial Strength of 4 can be compared against companies in the Insurance industry. Historically, ASN Broker PCL's own Financial Strength has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Insurance company?
A good Financial Strength depends on the Insurance industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on ASN Broker PCL and its competitors. ASN Broker PCL's current Financial Strength is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASN Broker PCL stock overvalued right now?
ASN Broker PCL (BKK:ASN-R) has a current Financial Strength of 4. The stock's GF Value™ is ฿1.52, compared to a current price of ฿0.68 — trading 55.3% below its estimated fair value. The current Financial Strength is 4, which is 20% below median its 10-year median of 5.00. ASN Broker PCL's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For ASN Broker PCL (BKK:ASN-R), the current Financial Strength is 4 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASN Broker PCL (BKK:ASN-R) Overvalued in 2026?

Based on GuruFocus' analysis, ASN Broker PCL stock appears to be undervalued. The current stock price of ฿0.68 is trading 55.3% below its estimated GF Value™ of ฿1.52.

Key valuation signals for BKK:ASN-R:

  • Financial Strength: 4 (20% below median its 10-year median of 5.00)
  • GF Value™: ฿1.52 vs. price of ฿0.68 (55.3% below fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the BKK:ASN-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASN Broker PCL Business Description

Other Exchanges ASN:Thailand
Address Phaholyothin Road, 388 IBM Tower, 16th Floor, Zone B, Samsennai, Phayathai, Bangkok, THA, 10400
ASN Broker PCL is a Thailand-based company operating as a direct non-life insurance broker, mainly focusing on selling automobile insurance products. It has also expanded into the personal loan, title loan, and hire purchase business under the name ASN Finance. The Group's reportable segments are: Insurance Broker, Peer-to-peer lending platform, and Loan. Maximum revenue is generated from the Insurance Broker segment, which includes non-life insurance brokers and life insurance broker services. The Loan segment includes lending services through title loans and hire purchase. The Group is managed and operates principally in Thailand.
55GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.68
Price
฿1.52
GF Value