ASN Broker PCL (BKK:ASN-R) Interest Coverage: 1.75 (As of Mar. 2026) — 85% Below Median


BKK:ASN-R ASN Broker PCL BKK:ASN-R
55 GF Score
Price ฿0.68
GF Value ฿1.52
! 4 Warning Signs
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What is ASN Broker PCL Interest Coverage?

ASN Broker PCL BKK:ASN-R 55 Interest Coverage is 1.75 as of Mar. 2026, which is 85% below its 10-year median of 11.89. GuruFocus rates BKK:ASN-R with a GF Score™ of 55/100 and a GF Value™ of ฿1.52. The stock has 4 warning signs investors should review. Among 351 Insurance companies, ASN Broker PCL ranks worse than 95.73% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. ASN Broker PCL's Operating Income for the three months ended in Mar. 2026 was ฿6.4 Mil. ASN Broker PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-3.7 Mil. ASN Broker PCL's interest coverage for the quarter that ended in Mar. 2026 was 1.75. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for ASN Broker PCL's Interest Coverage or its related term are showing as below:

BKK:ASN-R' s Interest Coverage Range Over the Past 10 Years
Min: 0.87   Med: 11.89   Max: No Debt
Current: 1.2


BKK:ASN-R's Interest Coverage is ranked worse than
95.73% of 351 companies
in the Insurance industry
Industry Median: 16.23 vs BKK:ASN-R: 1.20

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


ASN Broker PCL  (BKK:ASN-R) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


ASN Broker PCL Interest Coverage Related Terms


ASN Broker PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for ASN Broker PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

ASN Broker PCL Interest Coverage Chart

ASN Broker PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.34 1.54 1.52 0.87 1.04

ASN Broker PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 0.73 0.58 1.82 1.75

BKK:ASN-R vs MRSH, AON, AJG: Interest Coverage Comparison

For the Insurance Brokers subindustry, ASN Broker PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASN Broker PCL Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, ASN Broker PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where ASN Broker PCL's Interest Coverage falls into.


BKK:ASN-R
55GF Score
ASN Broker PCL BKK:ASN-R
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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ASN Broker PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ASN Broker PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, ASN Broker PCL's Interest Expense was ฿-16.4 Mil. Its Operating Income was ฿17.2 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿175.3 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*17.157/-16.419
=1.04

ASN Broker PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, ASN Broker PCL's Interest Expense was ฿-3.7 Mil. Its Operating Income was ฿6.4 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿174.2 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*6.415/-3.658
=1.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.75 mean?
ASN Broker PCL (BKK:ASN-R) has a Interest Coverage of 1.75 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ASN Broker PCL and its competitors. This is 85% below median its historical median of 11.89. Over the past decade, ASN Broker PCL's Interest Coverage has ranged from 0.87 to 10,000.00. According to the industry distribution chart, ASN Broker PCL ranks #336 out of 351 companies in the Insurance industry, placing it in the top 95.7%.
Is ASN Broker PCL's Interest Coverage too high?
ASN Broker PCL's current Interest Coverage of 1.75 is 85% below median its 10-year median of 11.89. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 10,000.00. The Insurance industry median Interest Coverage is 16.23. ASN Broker PCL's value of 1.75 is 89.2% below this industry median. Based on the distribution chart, ASN Broker PCL ranks #336 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ASN Broker PCL has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does ASN Broker PCL's Interest Coverage compare to MRSH and AON?
According to the Insurance industry distribution chart, ASN Broker PCL ranks #336 out of 351 companies for Interest Coverage. This places ASN Broker PCL in the lower half of its industry. The industry median Interest Coverage is 16.23. ASN Broker PCL's value of 1.75 is 89.2% below this benchmark. Historically, ASN Broker PCL's own Interest Coverage has ranged from 0.87 to 10,000.00 over the past decade. While the company's 10-year median is 11.89 vs. the industry median of 16.23, ASN Broker PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASN Broker PCL's current Interest Coverage of 1.75 is 89.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ASN Broker PCL and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASN Broker PCL's current Interest Coverage is 1.75, which is 85% below median its own 10-year median of 11.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASN Broker PCL stock overvalued right now?
ASN Broker PCL (BKK:ASN-R) has a current Interest Coverage of 1.75. The stock's GF Value™ is ฿1.52, compared to a current price of ฿0.68 — trading 55.3% below its estimated fair value. The current Interest Coverage is 1.75, which is 85% below median its 10-year median of 11.89 and 89.2% below the Insurance industry median of 16.23. ASN Broker PCL's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ASN Broker PCL (BKK:ASN-R), the current Interest Coverage is 1.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASN Broker PCL (BKK:ASN-R) Overvalued in 2026?

Based on GuruFocus' analysis, ASN Broker PCL stock appears to be undervalued. The current stock price of ฿0.68 is trading 55.3% below its estimated GF Value™ of ฿1.52.

Key valuation signals for BKK:ASN-R:

  • Interest Coverage: 1.75 (85% below median its 10-year median of 11.89)
  • GF Value™: ฿1.52 vs. price of ฿0.68 (55.3% below fair value)
  • GF Score™: 55/100 with 4 warning signs
  • Industry Position: 89.2% below the Insurance median (#336 of 351)

No single metric tells the full story. See the BKK:ASN-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASN Broker PCL Business Description

Other Exchanges ASN:Thailand
Address Phaholyothin Road, 388 IBM Tower, 16th Floor, Zone B, Samsennai, Phayathai, Bangkok, THA, 10400
ASN Broker PCL is a Thailand-based company operating as a direct non-life insurance broker, mainly focusing on selling automobile insurance products. It has also expanded into the personal loan, title loan, and hire purchase business under the name ASN Finance. The Group's reportable segments are: Insurance Broker, Peer-to-peer lending platform, and Loan. Maximum revenue is generated from the Insurance Broker segment, which includes non-life insurance brokers and life insurance broker services. The Loan segment includes lending services through title loans and hire purchase. The Group is managed and operates principally in Thailand.
55GF Score

Get the complete analysis for BKK:ASN-R

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.68
Price
฿1.52
GF Value