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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Kiatnakin Phatra Bank PCL's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.02.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Kiatnakin Phatra Bank PCLcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Kiatnakin Phatra Bank PCL's Cash-to-Debt or its related term are showing as below:
BKK:KKP-R'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.03 Max: 0.25
Current: 0.02
During the past 13 years, Kiatnakin Phatra Bank PCL's highest Cash to Debt Ratio was 0.25. The lowest was 0.01. And the median was 0.03.
BKK:KKP-R's Cash-to-Debt is ranked worse than 98.06% of 1495
companies
in the Banks industry
Industry Median: 1.47
vs BKK:KKP-R: 0.02
Kiatnakin Phatra Bank PCL (BKK:KKP-R) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Kiatnakin Phatra Bank PCL Cash-to-Debt Related Terms
Kiatnakin Phatra Bank PCL Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, Kiatnakin Phatra Bank PCL's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kiatnakin Phatra Bank PCL Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Kiatnakin Phatra Bank PCL's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Kiatnakin Phatra Bank PCL's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kiatnakin Phatra Bank PCL (BKK:KKP-R) has a Cash-to-Debt of 0.02 as of Mar. 2026. This is 33% below median its historical median of 0.03. Over the past decade, Kiatnakin Phatra Bank PCL's Cash-to-Debt has ranged from 0.01 to 0.25. According to the industry distribution chart, Kiatnakin Phatra Bank PCL ranks #1466 out of 1495 companies in the Banks industry, placing it in the top 98.1%.
Is Kiatnakin Phatra Bank PCL's Cash-to-Debt too high?
Kiatnakin Phatra Bank PCL's current Cash-to-Debt of 0.02 is 33% below median its 10-year median of 0.03. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.25. The Banks industry median Cash-to-Debt is 1.47. Kiatnakin Phatra Bank PCL's value of 0.02 is 98.6% below this industry median. Based on the distribution chart, Kiatnakin Phatra Bank PCL ranks #1466 out of 1495 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kiatnakin Phatra Bank PCL has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Kiatnakin Phatra Bank PCL's Cash-to-Debt compare to PNC and USB?
According to the Banks industry distribution chart, Kiatnakin Phatra Bank PCL ranks #1466 out of 1495 companies for Cash-to-Debt. This places Kiatnakin Phatra Bank PCL in the lower half of its industry. The industry median Cash-to-Debt is 1.47. Kiatnakin Phatra Bank PCL's value of 0.02 is 98.6% below this benchmark. Historically, Kiatnakin Phatra Bank PCL's own Cash-to-Debt has ranged from 0.01 to 0.25 over the past decade. While the company's 10-year median is 0.03 vs. the industry median of 1.47, Kiatnakin Phatra Bank PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.47, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kiatnakin Phatra Bank PCL's current Cash-to-Debt of 0.02 is 98.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kiatnakin Phatra Bank PCL's current Cash-to-Debt is 0.02, which is 33% below median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kiatnakin Phatra Bank PCL stock overvalued right now?
Kiatnakin Phatra Bank PCL (BKK:KKP-R) has a current Cash-to-Debt of 0.02. The stock's GF Value™ is ฿31.80, compared to a current price of ฿57.75 — trading 81.6% above its estimated fair value. The current Cash-to-Debt is 0.02, which is 33% below median its 10-year median of 0.03 and 98.6% below the Banks industry median of 1.47. Kiatnakin Phatra Bank PCL's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Kiatnakin Phatra Bank PCL (BKK:KKP-R), the current Cash-to-Debt is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kiatnakin Phatra Bank PCL (BKK:KKP-R) Overvalued in 2026?
Based on GuruFocus' analysis, Kiatnakin Phatra Bank PCL stock appears to be overvalued.
The current stock price of ฿57.75 is trading 81.6% above its estimated GF Value™ of ฿31.80.
Key valuation signals for BKK:KKP-R:
Cash-to-Debt: 0.02 (33% below median its 10-year median of 0.03)
GF Value™: ฿31.80 vs. price of ฿57.75 (81.6% above fair value)
Industry Position: 98.6% below the Banks median (#1466 of 1495)
No single metric tells the full story. See the BKK:KKP-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kiatnakin Phatra Bank PCL provides banking business through its branch network in Thailand. The company's operating segments include the Commercial Banking Business: consists of all commercial banking business and KKP Tower Co., Ltd., except for the Debt restructuring segment; Capital Market Business, which consists of KKP Capital PCL., Kiatnakin Phatra Securities PCL., Kiatnakin Phatra Asset Management Co., Ltd., and KKP DIME Securities Co., Ltd.; and Debt Restructuring Segment. The majority of the company's revenue is derived from the Commercial Banking Business segment.
44GF Score
Get the complete analysis for BKK:KKP-R
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