Kiatnakin Phatra Bank PCLBKK:KKP-R 49 Return-on-Tangible-Asset is 1.58% as of Mar. 2026, which is 2% below its 10-year median of 1.62. GuruFocus rates BKK:KKP-R with a GF Score™ of 49/100 and a GF Value™ of ฿33.62. The stock has 6 warning signs investors should review. Among 1,532 Banks companies, Kiatnakin Phatra Bank PCL ranks better than 72.85% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Kiatnakin Phatra Bank PCL's annualizedNet Income for the quarter that ended in Mar. 2026 was ฿7,822 Mil. Kiatnakin Phatra Bank PCL's average total tangible assets for the quarter that ended in Mar. 2026 was ฿496,003 Mil. Therefore, Kiatnakin Phatra Bank PCL's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.58%.
The historical rank and industry rank for Kiatnakin Phatra Bank PCL's Return-on-Tangible-Asset or its related term are showing as below:
BKK:KKP-R'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.97 Med: 1.62 Max: 2.4
Current: 1.38
During the past 13 years, Kiatnakin Phatra Bank PCL's highest Return-on-Tangible-Asset was 2.40%. The lowest was 0.97%. And the median was 1.62%.
BKK:KKP-R's Return-on-Tangible-Asset is ranked better than 72.85% of 1532
companies
in the Banks industry
Industry Median: 0.99
vs BKK:KKP-R: 1.38
Kiatnakin Phatra Bank PCL (BKK:KKP-R) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Kiatnakin Phatra Bank PCL Return-on-Tangible-Asset Related Terms
Kiatnakin Phatra Bank PCL Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Kiatnakin Phatra Bank PCL's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kiatnakin Phatra Bank PCL Return-on-Tangible-Asset Chart
BKK:KKP-R vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Kiatnakin Phatra Bank PCL's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kiatnakin Phatra Bank PCL Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Kiatnakin Phatra Bank PCL's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Kiatnakin Phatra Bank PCL's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.58% mean?
Kiatnakin Phatra Bank PCL (BKK:KKP-R) has a Return-on-Tangible-Asset of 1.58% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Kiatnakin Phatra Bank PCL and its competitors. This is near median its historical median of 1.62. Over the past decade, Kiatnakin Phatra Bank PCL's Return-on-Tangible-Asset has ranged from 0.97 to 2.40. According to the industry distribution chart, Kiatnakin Phatra Bank PCL ranks #416 out of 1532 companies in the Banks industry, placing it in the top 27.2%.
Is Kiatnakin Phatra Bank PCL's Return-on-Tangible-Asset too high?
Kiatnakin Phatra Bank PCL's current Return-on-Tangible-Asset of 1.58% is near median its 10-year median of 1.62. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 2.40. The Banks industry median Return-on-Tangible-Asset is 0.99. Kiatnakin Phatra Bank PCL's value of 1.58% is 59.6% above this industry median. Based on the distribution chart, Kiatnakin Phatra Bank PCL ranks #416 out of 1532 companies in the Banks industry, which is above the industry midpoint. Overall, Kiatnakin Phatra Bank PCL has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Kiatnakin Phatra Bank PCL's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Kiatnakin Phatra Bank PCL ranks #416 out of 1532 companies for Return-on-Tangible-Asset. This puts Kiatnakin Phatra Bank PCL in the upper half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Kiatnakin Phatra Bank PCL's value of 1.58% is 59.6% above this benchmark. Historically, Kiatnakin Phatra Bank PCL's own Return-on-Tangible-Asset has ranged from 0.97 to 2.40 over the past decade. While the company's 10-year median is 1.62 vs. the industry median of 0.99, Kiatnakin Phatra Bank PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kiatnakin Phatra Bank PCL's current Return-on-Tangible-Asset of 1.58% is 59.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Kiatnakin Phatra Bank PCL and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kiatnakin Phatra Bank PCL's current Return-on-Tangible-Asset is 1.58%, which is near median its own 10-year median of 1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kiatnakin Phatra Bank PCL stock overvalued right now?
Kiatnakin Phatra Bank PCL (BKK:KKP-R) has a current Return-on-Tangible-Asset of 1.58%. The stock's GF Value™ is ฿33.62, compared to a current price of ฿57.75 — trading 71.8% above its estimated fair value. The current Return-on-Tangible-Asset is 1.58%, which is near median its 10-year median of 1.62 and 59.6% above the Banks industry median of 0.99. Kiatnakin Phatra Bank PCL's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Kiatnakin Phatra Bank PCL (BKK:KKP-R), the current Return-on-Tangible-Asset is 1.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kiatnakin Phatra Bank PCL (BKK:KKP-R) Overvalued in 2026?
Based on GuruFocus' analysis, Kiatnakin Phatra Bank PCL stock appears to be overvalued.
The current stock price of ฿57.75 is trading 71.8% above its estimated GF Value™ of ฿33.62.
Key valuation signals for BKK:KKP-R:
Return-on-Tangible-Asset: 1.58% (near median its 10-year median of 1.62)
GF Value™: ฿33.62 vs. price of ฿57.75 (71.8% above fair value)
Industry Position: 59.6% above the Banks median (#416 of 1532)
No single metric tells the full story. See the BKK:KKP-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kiatnakin Phatra Bank PCL provides banking business through its branch network in Thailand. The company's operating segments include the Commercial Banking Business: consists of all commercial banking business and KKP Tower Co., Ltd., except for the Debt restructuring segment; Capital Market Business, which consists of KKP Capital PCL., Kiatnakin Phatra Securities PCL., Kiatnakin Phatra Asset Management Co., Ltd., and KKP DIME Securities Co., Ltd.; and Debt Restructuring Segment. The majority of the company's revenue is derived from the Commercial Banking Business segment.
49GF Score
Get the complete analysis for BKK:KKP-R
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BKK:KKP-R has been successfully added to your 
