Kiatnakin Phatra Bank PCLBKK:KKP-R 49 Return-on-Tangible-Equity is 12.67% as of Mar. 2026, which is 14% below its 10-year median of 14.68. GuruFocus rates BKK:KKP-R with a GF Score™ of 49/100 and a GF Value™ of ฿36.18. The stock has 6 warning signs investors should review. Among 1,522 Banks companies, Kiatnakin Phatra Bank PCL ranks better than 51.12% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Kiatnakin Phatra Bank PCL's annualized net income for the quarter that ended in Mar. 2026 was ฿7,822 Mil. Kiatnakin Phatra Bank PCL's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ฿61,730 Mil. Therefore, Kiatnakin Phatra Bank PCL's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 12.67%.
The historical rank and industry rank for Kiatnakin Phatra Bank PCL's Return-on-Tangible-Equity or its related term are showing as below:
BKK:KKP-R'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 8.8 Med: 14.68 Max: 16.01
Current: 11.33
During the past 13 years, Kiatnakin Phatra Bank PCL's highest Return-on-Tangible-Equity was 16.01%. The lowest was 8.80%. And the median was 14.68%.
BKK:KKP-R's Return-on-Tangible-Equity is ranked better than 51.12% of 1522
companies
in the Banks industry
Industry Median: 11.205
vs BKK:KKP-R: 11.33
Kiatnakin Phatra Bank PCL (BKK:KKP-R) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Kiatnakin Phatra Bank PCL Return-on-Tangible-Equity Related Terms
Kiatnakin Phatra Bank PCL Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Kiatnakin Phatra Bank PCL's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kiatnakin Phatra Bank PCL Return-on-Tangible-Equity Chart
BKK:KKP-R vs PNC: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Kiatnakin Phatra Bank PCL's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kiatnakin Phatra Bank PCL Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Kiatnakin Phatra Bank PCL's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Kiatnakin Phatra Bank PCL's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.67% mean?
Kiatnakin Phatra Bank PCL (BKK:KKP-R) has a Return-on-Tangible-Equity of 12.67% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Kiatnakin Phatra Bank PCL and its competitors. This is 14% below median its historical median of 14.68. Over the past decade, Kiatnakin Phatra Bank PCL's Return-on-Tangible-Equity has ranged from 8.80 to 16.01. According to the industry distribution chart, Kiatnakin Phatra Bank PCL ranks #744 out of 1522 companies in the Banks industry, placing it in the top 48.9%.
Is Kiatnakin Phatra Bank PCL's Return-on-Tangible-Equity too high?
Kiatnakin Phatra Bank PCL's current Return-on-Tangible-Equity of 12.67% is 14% below median its 10-year median of 14.68. Over the past 10 years, this metric has ranged from a low of 8.80 to a high of 16.01. The Banks industry median Return-on-Tangible-Equity is 11.21. Kiatnakin Phatra Bank PCL's value of 12.67% is 13.1% above this industry median. Based on the distribution chart, Kiatnakin Phatra Bank PCL ranks #744 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Kiatnakin Phatra Bank PCL has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Kiatnakin Phatra Bank PCL's Return-on-Tangible-Equity compare to PNC?
According to the Banks industry distribution chart, Kiatnakin Phatra Bank PCL ranks #744 out of 1522 companies for Return-on-Tangible-Equity. This puts Kiatnakin Phatra Bank PCL in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.21. Kiatnakin Phatra Bank PCL's value of 12.67% is 13.1% above this benchmark. Historically, Kiatnakin Phatra Bank PCL's own Return-on-Tangible-Equity has ranged from 8.80 to 16.01 over the past decade. While the company's 10-year median is 14.68 vs. the industry median of 11.21, Kiatnakin Phatra Bank PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kiatnakin Phatra Bank PCL's current Return-on-Tangible-Equity of 12.67% is 13.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Kiatnakin Phatra Bank PCL and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kiatnakin Phatra Bank PCL's current Return-on-Tangible-Equity is 12.67%, which is 14% below median its own 10-year median of 14.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kiatnakin Phatra Bank PCL stock overvalued right now?
Kiatnakin Phatra Bank PCL (BKK:KKP-R) has a current Return-on-Tangible-Equity of 12.67%. The stock's GF Value™ is ฿36.18, compared to a current price of ฿57.75 — trading 59.6% above its estimated fair value. The current Return-on-Tangible-Equity is 12.67%, which is 14% below median its 10-year median of 14.68 and 13.1% above the Banks industry median of 11.21. Kiatnakin Phatra Bank PCL's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Kiatnakin Phatra Bank PCL (BKK:KKP-R), the current Return-on-Tangible-Equity is 12.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kiatnakin Phatra Bank PCL (BKK:KKP-R) Overvalued in 2026?
Based on GuruFocus' analysis, Kiatnakin Phatra Bank PCL stock appears to be overvalued.
The current stock price of ฿57.75 is trading 59.6% above its estimated GF Value™ of ฿36.18.
Key valuation signals for BKK:KKP-R:
Return-on-Tangible-Equity: 12.67% (14% below median its 10-year median of 14.68)
GF Value™: ฿36.18 vs. price of ฿57.75 (59.6% above fair value)
Industry Position: 13.1% above the Banks median (#744 of 1522)
No single metric tells the full story. See the BKK:KKP-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kiatnakin Phatra Bank PCL provides banking business through its branch network in Thailand. The company's operating segments include the Commercial Banking Business: consists of all commercial banking business and KKP Tower Co., Ltd., except for the Debt restructuring segment; Capital Market Business, which consists of KKP Capital PCL., Kiatnakin Phatra Securities PCL., Kiatnakin Phatra Asset Management Co., Ltd., and KKP DIME Securities Co., Ltd.; and Debt Restructuring Segment. The majority of the company's revenue is derived from the Commercial Banking Business segment.
49GF Score
Get the complete analysis for BKK:KKP-R
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BKK:KKP-R has been successfully added to your 
