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MaplebearCART +11.37%63 Cash-to-Debt is 25.00 as of Jun. 2026, which is 45% below its 10-year median of 45.09. GuruFocus rates CART with a GF Score™ of 63/100 and a GF Value™ of $45.56 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,124 Retail - Cyclical companies, Maplebear ranks better than 92.88% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Maplebear's cash to debt ratio for the quarter that ended in Jun. 2026 was 25.00.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Maplebearcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Maplebear's Cash-to-Debt or its related term are showing as below:
CART'
s Cash-to-Debt Range Over the Past 10 Years
Min: 19.08 Med: 45.09 Max: 74.09
Current: 25
During the past 6 years, Maplebear's highest Cash to Debt Ratio was 74.09. The lowest was 19.08. And the median was 45.09.
CART's Cash-to-Debt is ranked better than 92.88% of 1124
companies
in the Retail - Cyclical industry
Industry Median: 0.48
vs CART: 25.00
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Maplebear Cash-to-Debt Related Terms
Maplebear Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Maplebear's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Internet Retail subindustry, Maplebear's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Maplebear Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Maplebear's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Maplebear's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Maplebear (CART) has a Cash-to-Debt of 25.00 as of Jun. 2026. This is 45% below median its historical median of 45.09. Over the past decade, Maplebear's Cash-to-Debt has ranged from 19.08 to 74.09. According to the industry distribution chart, Maplebear ranks #80 out of 1124 companies in the Retail - Cyclical industry, placing it in the top 7.1%.
Is Maplebear's Cash-to-Debt too high?
Maplebear's current Cash-to-Debt of 25.00 is 45% below median its 10-year median of 45.09. Over the past 10 years, this metric has ranged from a low of 19.08 to a high of 74.09. The Retail - Cyclical industry median Cash-to-Debt is 0.48. Maplebear's value of 25.00 is 5108.3% above this industry median. Based on the distribution chart, Maplebear ranks #80 out of 1124 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Maplebear has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Maplebear's Cash-to-Debt compare to W and CHWY?
According to the Retail - Cyclical industry distribution chart, Maplebear ranks #80 out of 1124 companies for Cash-to-Debt. This places Maplebear in the top 7% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.48. Maplebear's value of 25.00 is 5108.3% above this benchmark. Historically, Maplebear's own Cash-to-Debt has ranged from 19.08 to 74.09 over the past decade. While the company's 10-year median is 45.09 vs. the industry median of 0.48, Maplebear has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.48, based on 1,124 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maplebear's current Cash-to-Debt of 25.00 is 5108.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maplebear's current Cash-to-Debt is 25.00, which is 45% below median its own 10-year median of 45.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maplebear stock overvalued right now?
Based on GuruFocus' analysis, Maplebear (CART) is currently considered Fairly Valued. The stock's GF Value™ is $45.56, compared to a current price of $50.17 — trading 10.1% above its estimated fair value. The current Cash-to-Debt is 25.00, which is 45% below median its 10-year median of 45.09 and 5108.3% above the Retail - Cyclical industry median of 0.48. Maplebear's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Maplebear (CART), the current Cash-to-Debt is 25.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Maplebear (CART) Overvalued in 2026?
Based on GuruFocus' analysis, Maplebear stock appears to be overvalued.
The current stock price of $50.17 is trading 10.1% above its estimated GF Value™ of $45.56.
GuruFocus considers Maplebear to be Fairly Valued.
Key valuation signals for CART:
Cash-to-Debt: 25.00 (45% below median its 10-year median of 45.09)
GF Value™: $45.56 vs. price of $50.17 (10.1% above fair value)
Industry Position: 5108.3% above the Retail - Cyclical median (#80 of 1124)
No single metric tells the full story. See the CART stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Maplebear (Instacart) is a grocery-focused delivery marketplace that connects national and regional grocers with consumers and couriers, and consumers with their favorite stores. Its app provides on-demand convenience for consumers, allows couriers to earn income, and helps grocers to scale their business through digital channels. The marketplace gathers valuable consumer behavior data, attracting consumer-packaged-goods advertisers that seek to reach consumers at the point of purchase. With approximately 600,000 shoppers and 1,800 retail partners, Instacart delivers to about 98% of households in the United States and Canada.
63GF Score
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