CCFC (Ccsb Financial) Cash-to-Debt : 0.75 (As of Dec. 2024)

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What is Ccsb Financial Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Ccsb Financial's cash to debt ratio for the quarter that ended in Dec. 2024 was 0.75.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Ccsb Financial couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2024.

The historical rank and industry rank for Ccsb Financial's Cash-to-Debt or its related term are showing as below:

CCFC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.19 Med: 5.06 Max: 77.18
Current: 0.75

During the past 11 years, Ccsb Financial's highest Cash to Debt Ratio was 77.18. The lowest was 0.19. And the median was 5.06.

CCFC's Cash-to-Debt is ranked worse than
65.25% of 1505 companies
in the Banks industry
Industry Median: 1.35 vs CCFC: 0.75

Ccsb Financial Cash-to-Debt Historical Data

The historical data trend for Ccsb Financial's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Ccsb Financial Cash-to-Debt Chart

Ccsb Financial Annual Data

Trend

Sep04

Sep05

Sep17

Sep18

Sep19

Sep20

Sep21

Sep22

Sep23

Sep24

Cash-to-Debt

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21.85

61.78

19.35

0.31

0.53

Ccsb Financial Quarterly Data
	Sep19	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
Cash-to-Debt	Get a 7-Day Free Trial															0.19	0.24	0.51	0.53	0.75

Competitive Comparison of Ccsb Financial's Cash-to-Debt

For the Banks - Regional subindustry, Ccsb Financial's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ccsb Financial's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ccsb Financial's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Ccsb Financial's Cash-to-Debt falls into.

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Ccsb Financial Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Ccsb Financial's Cash to Debt Ratio for the fiscal year that ended in Sep. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	8.521	/	(0	+	16.12)
	=	0.53

Ccsb Financial's Cash to Debt Ratio for the quarter that ended in Dec. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	12.191	/	(0	+	16.18)
	=	0.75

Ccsb Financial (OTCPK:CCFC) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Ccsb Financial Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Ccsb Financial's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Ccsb Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Ccsb Financial Corp (OTCPK:CCFC) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

1178 West Kansas Street, Liberty, MO, USA, 64068

Website

https://www.claycountysavings.com

Ccsb Financial Corp is a bank holding company. The Bank is predominantly engaged in providing a full range of banking and financial services to individual and corporate customers. It offers a variety of financial products and services to meet the needs of the communities.

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