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Fast Retailing CoFRCOF -9.51%95 Cash-to-Debt is 3.70 as of May. 2026, which is 9% above its 10-year median of 3.40. GuruFocus rates FRCOF with a GF Score™ of 95/100 and a GF Value™ of $382.43 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,124 Retail - Cyclical companies, Fast Retailing Co ranks better than 81.76% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Fast Retailing Co's cash to debt ratio for the quarter that ended in May. 2026 was 3.70.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Fast Retailing Cocould pay off its debt using the cash in hand for the quarter that ended in May. 2026.
The historical rank and industry rank for Fast Retailing Co's Cash-to-Debt or its related term are showing as below:
FRCOF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 2.45 Med: 3.4 Max: No Debt
Current: 3.7
During the past 13 years, Fast Retailing Co's highest Cash to Debt Ratio was No Debt. The lowest was 2.45. And the median was 3.40.
FRCOF's Cash-to-Debt is ranked better than 81.76% of 1124
companies
in the Retail - Cyclical industry
Industry Median: 0.48
vs FRCOF: 3.70
Fast Retailing Co (OTCPK:FRCOF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Fast Retailing Co Cash-to-Debt Related Terms
Fast Retailing Co Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Fast Retailing Co's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Apparel Retail subindustry, Fast Retailing Co's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fast Retailing Co Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Fast Retailing Co's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Fast Retailing Co's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fast Retailing Co (FRCOF) has a Cash-to-Debt of 3.70 as of May. 2026. This is near median its historical median of 3.40. Over the past decade, Fast Retailing Co's Cash-to-Debt has ranged from 2.45 to 10,000.00. According to the industry distribution chart, Fast Retailing Co ranks #205 out of 1124 companies in the Retail - Cyclical industry, placing it in the top 18.2%.
Is Fast Retailing Co's Cash-to-Debt too high?
Fast Retailing Co's current Cash-to-Debt of 3.70 is near median its 10-year median of 3.40. Over the past 10 years, this metric has ranged from a low of 2.45 to a high of 10,000.00. The Retail - Cyclical industry median Cash-to-Debt is 0.48. Fast Retailing Co's value of 3.70 is 670.8% above this industry median. Based on the distribution chart, Fast Retailing Co ranks #205 out of 1124 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Fast Retailing Co has a GF Score™ of 95/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fast Retailing Co's Cash-to-Debt compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Fast Retailing Co ranks #205 out of 1124 companies for Cash-to-Debt. This places Fast Retailing Co in the top 18% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.48. Fast Retailing Co's value of 3.70 is 670.8% above this benchmark. Historically, Fast Retailing Co's own Cash-to-Debt has ranged from 2.45 to 10,000.00 over the past decade. While the company's 10-year median is 3.40 vs. the industry median of 0.48, Fast Retailing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.48, based on 1,124 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fast Retailing Co's current Cash-to-Debt of 3.70 is 670.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fast Retailing Co's current Cash-to-Debt is 3.70, which is near median its own 10-year median of 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fast Retailing Co stock overvalued right now?
Based on GuruFocus' analysis, Fast Retailing Co (FRCOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $382.43, compared to a current price of $466.34 — trading 21.9% above its estimated fair value. The current Cash-to-Debt is 3.70, which is near median its 10-year median of 3.40 and 670.8% above the Retail - Cyclical industry median of 0.48. Fast Retailing Co's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Fast Retailing Co (FRCOF), the current Cash-to-Debt is 3.70 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fast Retailing Co (FRCOF) Overvalued in 2026?
Based on GuruFocus' analysis, Fast Retailing Co stock appears to be overvalued.
The current stock price of $466.34 is trading 21.9% above its estimated GF Value™ of $382.43.
GuruFocus considers Fast Retailing Co to be Significantly Overvalued.
Key valuation signals for FRCOF:
Cash-to-Debt: 3.70 (near median its 10-year median of 3.40)
GF Value™: $382.43 vs. price of $466.34 (21.9% above fair value)
Industry Position: 670.8% above the Retail - Cyclical median (#205 of 1124)
No single metric tells the full story. See the FRCOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fast Retailing is Japan's largest apparel company. It operates casualwear retail chain Uniqlo, known for its high-quality functional apparel at reasonable prices. Fast Retailing is in charge of product design and sales and outsources almost all of its production to factories in places including China, Vietnam, Bangladesh, Indonesia, and India. It is ranked the second-largest apparel company by sales globally in 2024 per Euromonitor, thanks to the expansion of Uniqlo International. As of February 2025, it ran 3,616 stores globally. Other brands in its portfolio include GU and acquired brands like Theory, Comptoir des Cotonniers, and Princesse tam.tam. The Yanai family owned a 40.86% stake in the firm as of July 2025.
95GF Score
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