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VBT Yazilim ASIST:VBTYZ -3.67%82 Cash-to-Debt is 0.49 as of Mar. 2026, which is 95% below its 10-year median of 9.99. GuruFocus rates IST:VBTYZ with a GF Score™ of 82/100 and a GF Value™ of ₺23.96 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,849 Software companies, VBT Yazilim AS ranks worse than 75.54% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. VBT Yazilim AS's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.49.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, VBT Yazilim AScouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for VBT Yazilim AS's Cash-to-Debt or its related term are showing as below:
IST:VBTYZ'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.16 Med: 9.99 Max: 76.19
Current: 0.49
During the past 8 years, VBT Yazilim AS's highest Cash to Debt Ratio was 76.19. The lowest was 0.16. And the median was 9.99.
IST:VBTYZ's Cash-to-Debt is ranked worse than 75.54% of 2849
companies
in the Software industry
Industry Median: 2.57
vs IST:VBTYZ: 0.49
VBT Yazilim AS (IST:VBTYZ) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
VBT Yazilim AS Cash-to-Debt Related Terms
VBT Yazilim AS Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for VBT Yazilim AS's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
IST:VBTYZ vs IBM, ACN, FISV: Cash-to-Debt Comparison
For the Information Technology Services subindustry, VBT Yazilim AS's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VBT Yazilim AS Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, VBT Yazilim AS's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where VBT Yazilim AS's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VBT Yazilim AS (IST:VBTYZ) has a Cash-to-Debt of 0.49 as of Mar. 2026. This is 95% below median its historical median of 9.99. Over the past decade, VBT Yazilim AS's Cash-to-Debt has ranged from 0.16 to 76.19. According to the industry distribution chart, VBT Yazilim AS ranks #2152 out of 2849 companies in the Software industry, placing it in the top 75.5%.
Is VBT Yazilim AS's Cash-to-Debt too high?
VBT Yazilim AS's current Cash-to-Debt of 0.49 is 95% below median its 10-year median of 9.99. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 76.19. The Software industry median Cash-to-Debt is 2.57. VBT Yazilim AS's value of 0.49 is 80.9% below this industry median. Based on the distribution chart, VBT Yazilim AS ranks #2152 out of 2849 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, VBT Yazilim AS has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VBT Yazilim AS's Cash-to-Debt compare to IBM and ACN?
According to the Software industry distribution chart, VBT Yazilim AS ranks #2152 out of 2849 companies for Cash-to-Debt. This places VBT Yazilim AS in the lower half of its industry. The industry median Cash-to-Debt is 2.57. VBT Yazilim AS's value of 0.49 is 80.9% below this benchmark. Historically, VBT Yazilim AS's own Cash-to-Debt has ranged from 0.16 to 76.19 over the past decade. While the company's 10-year median is 9.99 vs. the industry median of 2.57, VBT Yazilim AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.57, based on 2,849 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VBT Yazilim AS's current Cash-to-Debt of 0.49 is 80.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VBT Yazilim AS's current Cash-to-Debt is 0.49, which is 95% below median its own 10-year median of 9.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VBT Yazilim AS stock overvalued right now?
Based on GuruFocus' analysis, VBT Yazilim AS (IST:VBTYZ) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺23.96, compared to a current price of ₺32.06 — trading 33.8% above its estimated fair value. The current Cash-to-Debt is 0.49, which is 95% below median its 10-year median of 9.99 and 80.9% below the Software industry median of 2.57. VBT Yazilim AS's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For VBT Yazilim AS (IST:VBTYZ), the current Cash-to-Debt is 0.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VBT Yazilim AS (IST:VBTYZ) Overvalued in 2026?
Based on GuruFocus' analysis, VBT Yazilim AS stock appears to be overvalued.
The current stock price of ₺32.06 is trading 33.8% above its estimated GF Value™ of ₺23.96.
GuruFocus considers VBT Yazilim AS to be Significantly Overvalued.
Key valuation signals for IST:VBTYZ:
Cash-to-Debt: 0.49 (95% below median its 10-year median of 9.99)
GF Value™: ₺23.96 vs. price of ₺32.06 (33.8% above fair value)
Industry Position: 80.9% below the Software median (#2152 of 2849)
No single metric tells the full story. See the IST:VBTYZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VBT Yazilim AS is an information technology company. Its products include E-Transformation Applications, Energy and Utility Applications, Public Applications, Commercial Applications, Application Modernization, BMC Software, IBM, MICRO FOCUS, Jennifer. Its services include Outsource, Training, Consultancy Services, and Modernization.
82GF Score
Get the complete analysis for IST:VBTYZ
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