VBT Yazilim ASIST:VBTYZ -2.10%83 Interest Coverage is 1.63 as of Mar. 2026, which is 79% below its 10-year median of 7.65. GuruFocus rates IST:VBTYZ with a GF Score™ of 83/100 and a GF Value™ of ₺23.29 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,706 Software companies, VBT Yazilim AS ranks worse than 85.87% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. VBT Yazilim AS's
Operating Income
for the
three
months ended in Mar. 2026 was ₺69 Mil. VBT Yazilim AS's Interest Expense for the
three
months ended in Mar. 2026 was ₺-42 Mil.
VBT Yazilim AS's interest coverage for the quarter that ended in Mar. 2026 was 1.63.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for VBT Yazilim AS's Interest Coverage or its related term are showing as below:
IST:VBTYZ'
s Interest Coverage Range Over the Past 10 Years
Min: 1.84 Med: 7.65 Max: 28.89
Current: 3.01
IST:VBTYZ's Interest Coverage is ranked worse than 85.87% of 1706
companies
in the Software industry
Industry Median: 24.695
vs IST:VBTYZ: 3.01
VBT Yazilim AS (IST:VBTYZ) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
VBT Yazilim AS Interest Coverage Related Terms
VBT Yazilim AS Interest Coverage Historical Data
* Premium members only.
The historical data trend for VBT Yazilim AS's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
IST:VBTYZ vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, VBT Yazilim AS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VBT Yazilim AS Interest Coverage vs Software Industry
For the Software industry and Technology sector, VBT Yazilim AS's Interest Coverage distribution charts can be found below:
* The bar in red indicates where VBT Yazilim AS's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VBT Yazilim AS (IST:VBTYZ) has a Interest Coverage of 1.63 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VBT Yazilim AS and its competitors. This is 79% below median its historical median of 7.65. Over the past decade, VBT Yazilim AS's Interest Coverage has ranged from 1.84 to 28.89. According to the industry distribution chart, VBT Yazilim AS ranks #1465 out of 1706 companies in the Software industry, placing it in the top 85.9%.
Is VBT Yazilim AS's Interest Coverage too high?
VBT Yazilim AS's current Interest Coverage of 1.63 is 79% below median its 10-year median of 7.65. Over the past 10 years, this metric has ranged from a low of 1.84 to a high of 28.89. The Software industry median Interest Coverage is 24.70. VBT Yazilim AS's value of 1.63 is 93.4% below this industry median. Based on the distribution chart, VBT Yazilim AS ranks #1465 out of 1706 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, VBT Yazilim AS has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VBT Yazilim AS's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, VBT Yazilim AS ranks #1465 out of 1706 companies for Interest Coverage. This places VBT Yazilim AS in the lower half of its industry. The industry median Interest Coverage is 24.70. VBT Yazilim AS's value of 1.63 is 93.4% below this benchmark. Historically, VBT Yazilim AS's own Interest Coverage has ranged from 1.84 to 28.89 over the past decade. While the company's 10-year median is 7.65 vs. the industry median of 24.70, VBT Yazilim AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.70, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VBT Yazilim AS's current Interest Coverage of 1.63 is 93.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VBT Yazilim AS and its competitors. For the Software industry, the median Interest Coverage is 24.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VBT Yazilim AS's current Interest Coverage is 1.63, which is 79% below median its own 10-year median of 7.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VBT Yazilim AS stock overvalued right now?
Based on GuruFocus' analysis, VBT Yazilim AS (IST:VBTYZ) is currently considered Modestly Overvalued. The stock's GF Value™ is ₺23.29, compared to a current price of ₺28.00 — trading 20.2% above its estimated fair value. The current Interest Coverage is 1.63, which is 79% below median its 10-year median of 7.65 and 93.4% below the Software industry median of 24.70. VBT Yazilim AS's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For VBT Yazilim AS (IST:VBTYZ), the current Interest Coverage is 1.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VBT Yazilim AS (IST:VBTYZ) Overvalued in 2026?
Based on GuruFocus' analysis, VBT Yazilim AS stock appears to be overvalued.
The current stock price of ₺28.00 is trading 20.2% above its estimated GF Value™ of ₺23.29.
GuruFocus considers VBT Yazilim AS to be Modestly Overvalued.
Key valuation signals for IST:VBTYZ:
Interest Coverage: 1.63 (79% below median its 10-year median of 7.65)
GF Value™: ₺23.29 vs. price of ₺28.00 (20.2% above fair value)
Industry Position: 93.4% below the Software median (#1465 of 1706)
No single metric tells the full story. See the IST:VBTYZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VBT Yazilim AS is an information technology company. Its products include E-Transformation Applications, Energy and Utility Applications, Public Applications, Commercial Applications, Application Modernization, BMC Software, IBM, MICRO FOCUS, Jennifer. Its services include Outsource, Training, Consultancy Services, and Modernization.
83GF Score
Get the complete analysis for IST:VBTYZ
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