VBT Yazilim AS (IST:VBTYZ) Net Interest Income: ₺-37 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:VBTYZ VBT Yazilim AS IST:VBTYZ
82 GF Score
Price ₺36.02
GF Value ₺23.97
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is VBT Yazilim AS Net Interest Income?

VBT Yazilim AS IST:VBTYZ +7.65% 82 Net Interest Income is ₺-37 Mil as of Mar. 2026. GuruFocus rates IST:VBTYZ with a GF Score™ of 82/100 and a GF Value™ of ₺23.97 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. VBT Yazilim AS's net interest income for the three months ended in Mar. 2026 was ₺-26 Mil. Its net interest income for the trailing twelve months (TTM) ended in Mar. 2026 was ₺-37 Mil.

VBT Yazilim AS Net Interest Income Related Terms

VBT Yazilim AS Net Interest Income Historical Data

* Premium members only.

The historical data trend for VBT Yazilim AS's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VBT Yazilim AS Net Interest Income Chart

VBT Yazilim AS Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial 2.88 13.09 47.86 -10.48 -39.04

VBT Yazilim AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.03 -28.83 5.81 12.37 -25.89
IST:VBTYZ
82GF Score
VBT Yazilim AS IST:VBTYZ
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VBT Yazilim AS Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺-37 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of ₺-37 Mil mean?
VBT Yazilim AS (IST:VBTYZ) has a Net Interest Income of ₺-37 Mil as of Mar. 2026.
Is VBT Yazilim AS's Net Interest Income too high?
VBT Yazilim AS's current Net Interest Income is ₺-37 Mil. Overall, VBT Yazilim AS has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VBT Yazilim AS's Net Interest Income compare to IBM and ACN?
VBT Yazilim AS's Net Interest Income of ₺-37 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Software company?
A good Net Interest Income depends on the Software industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. VBT Yazilim AS's current Net Interest Income is ₺-37 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VBT Yazilim AS stock overvalued right now?
Based on GuruFocus' analysis, VBT Yazilim AS (IST:VBTYZ) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺23.97, compared to a current price of ₺36.02 — trading 50.3% above its estimated fair value. The current Net Interest Income is ₺-37 Mil. VBT Yazilim AS's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For VBT Yazilim AS (IST:VBTYZ), the current Net Interest Income is ₺-37 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VBT Yazilim AS (IST:VBTYZ) Overvalued in 2026?

Based on GuruFocus' analysis, VBT Yazilim AS stock appears to be overvalued. The current stock price of ₺36.02 is trading 50.3% above its estimated GF Value™ of ₺23.97. GuruFocus considers VBT Yazilim AS to be Significantly Overvalued.

Key valuation signals for IST:VBTYZ:

  • Net Interest Income: ₺-37 Mil
  • GF Value™: ₺23.97 vs. price of ₺36.02 (50.3% above fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the IST:VBTYZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VBT Yazilim AS Business Description

Address Icerenkoy Mh. Umut Sk. No:10-12, AND Plaza, K:13 D:57-60, Atasehir, Istanbul, TUR, 34752
VBT Yazilim AS is an information technology company. Its products include E-Transformation Applications, Energy and Utility Applications, Public Applications, Commercial Applications, Application Modernization, BMC Software, IBM, MICRO FOCUS, Jennifer. Its services include Outsource, Training, Consultancy Services, and Modernization.
82GF Score

Get the complete analysis for IST:VBTYZ

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺36.02
Price
₺23.97
GF Value