VBT Yazilim AS (IST:VBTYZ) Liabilities-to-Assets : 0.57 (As of Mar. 2026)

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IST:VBTYZ VBT Yazilim AS IST:VBTYZ
83 GF Score
Price ₺28.86
GF Value ₺23.59
Valuation Modestly Overvalued
! 3 Warning Signs
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What is VBT Yazilim AS Liabilities-to-Assets?

VBT Yazilim AS IST:VBTYZ -1.57% 83 Liabilities-to-Assets is 0.57 as of Mar. 2026. GuruFocus rates IST:VBTYZ with a GF Score™ of 83/100 and a GF Value™ of ₺23.59 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. VBT Yazilim AS's Total Liabilities for the quarter that ended in Mar. 2026 was ₺1,388 Mil. VBT Yazilim AS's Total Assets for the quarter that ended in Mar. 2026 was ₺2,437 Mil. Therefore, VBT Yazilim AS's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.57.


VBT Yazilim AS  (IST:VBTYZ) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


VBT Yazilim AS Liabilities-to-Assets Related Terms


VBT Yazilim AS Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for VBT Yazilim AS's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VBT Yazilim AS Liabilities-to-Assets Chart

VBT Yazilim AS Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial 0.59 0.72 0.34 0.60 0.63

VBT Yazilim AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.53 0.53 0.54 0.63 0.57

IST:VBTYZ vs IBM, ACN, FISV: Liabilities-to-Assets Comparison

For the Information Technology Services subindustry, VBT Yazilim AS's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VBT Yazilim AS Liabilities-to-Assets vs Software Industry

For the Software industry and Technology sector, VBT Yazilim AS's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where VBT Yazilim AS's Liabilities-to-Assets falls into.


IST:VBTYZ
83GF Score
VBT Yazilim AS IST:VBTYZ
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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VBT Yazilim AS Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

VBT Yazilim AS's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=1579.82/2491.695
=0.63

VBT Yazilim AS's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=1387.579/2437.318
=0.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.57 mean?
VBT Yazilim AS (IST:VBTYZ) has a Liabilities-to-Assets of 0.57 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on VBT Yazilim AS and its competitors.
Is VBT Yazilim AS's Liabilities-to-Assets too high?
VBT Yazilim AS's current Liabilities-to-Assets is 0.57. Overall, VBT Yazilim AS has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VBT Yazilim AS's Liabilities-to-Assets compare to IBM and ACN?
VBT Yazilim AS's Liabilities-to-Assets of 0.57 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on VBT Yazilim AS and its competitors. VBT Yazilim AS's current Liabilities-to-Assets is 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VBT Yazilim AS stock overvalued right now?
Based on GuruFocus' analysis, VBT Yazilim AS (IST:VBTYZ) is currently considered Modestly Overvalued. The stock's GF Value™ is ₺23.59, compared to a current price of ₺28.86 — trading 22.3% above its estimated fair value. The current Liabilities-to-Assets is 0.57. VBT Yazilim AS's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For VBT Yazilim AS (IST:VBTYZ), the current Liabilities-to-Assets is 0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VBT Yazilim AS (IST:VBTYZ) Overvalued in 2026?

Based on GuruFocus' analysis, VBT Yazilim AS stock appears to be overvalued. The current stock price of ₺28.86 is trading 22.3% above its estimated GF Value™ of ₺23.59. GuruFocus considers VBT Yazilim AS to be Modestly Overvalued.

Key valuation signals for IST:VBTYZ:

  • Liabilities-to-Assets: 0.57
  • GF Value™: ₺23.59 vs. price of ₺28.86 (22.3% above fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the IST:VBTYZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VBT Yazilim AS Business Description

Address Icerenkoy Mh. Umut Sk. No:10-12, AND Plaza, K:13 D:57-60, Atasehir, Istanbul, TUR, 34752
VBT Yazilim AS is an information technology company. Its products include E-Transformation Applications, Energy and Utility Applications, Public Applications, Commercial Applications, Application Modernization, BMC Software, IBM, MICRO FOCUS, Jennifer. Its services include Outsource, Training, Consultancy Services, and Modernization.
83GF Score

Get the complete analysis for IST:VBTYZ

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺28.86
Price
₺23.59
GF Value