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ORIXIX -0.40%68 Cash-to-Debt is 0.15 as of Jun. 2026, which is 29% below its 10-year median of 0.21. GuruFocus rates IX with a GF Score™ of 68/100 and a GF Value™ of $28.60 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 508 Diversified Financial Services companies, ORIX ranks worse than 87.01% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. ORIX's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.15.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, ORIXcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for ORIX's Cash-to-Debt or its related term are showing as below:
IX'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.15 Med: 0.21 Max: 0.32
Current: 0.15
During the past 13 years, ORIX's highest Cash to Debt Ratio was 0.32. The lowest was 0.15. And the median was 0.21.
IX's Cash-to-Debt is ranked worse than 87.01% of 508
companies
in the Diversified Financial Services industry
Industry Median: 7.97
vs IX: 0.15
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
ORIX Cash-to-Debt Related Terms
ORIX Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for ORIX's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Financial Conglomerates subindustry, ORIX's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ORIX Cash-to-Debt vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, ORIX's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where ORIX's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ORIX (IX) has a Cash-to-Debt of 0.15 as of Jun. 2026. This is 29% below median its historical median of 0.21. Over the past decade, ORIX's Cash-to-Debt has ranged from 0.15 to 0.32. According to the industry distribution chart, ORIX ranks #442 out of 508 companies in the Diversified Financial Services industry, placing it in the top 87%.
Is ORIX's Cash-to-Debt too high?
ORIX's current Cash-to-Debt of 0.15 is 29% below median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.32. The Diversified Financial Services industry median Cash-to-Debt is 7.97. ORIX's value of 0.15 is 98.1% below this industry median. Based on the distribution chart, ORIX ranks #442 out of 508 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, ORIX has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ORIX's Cash-to-Debt compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, ORIX ranks #442 out of 508 companies for Cash-to-Debt. This places ORIX in the lower half of its industry. The industry median Cash-to-Debt is 7.97. ORIX's value of 0.15 is 98.1% below this benchmark. Historically, ORIX's own Cash-to-Debt has ranged from 0.15 to 0.32 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 7.97, ORIX has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Diversified Financial Services company?
The median Cash-to-Debt among Diversified Financial Services companies is 7.97, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ORIX's current Cash-to-Debt of 0.15 is 98.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Diversified Financial Services industry, the median Cash-to-Debt is 7.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ORIX's current Cash-to-Debt is 0.15, which is 29% below median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ORIX stock overvalued right now?
Based on GuruFocus' analysis, ORIX (IX) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.60, compared to a current price of $39.70 — trading 38.8% above its estimated fair value. The current Cash-to-Debt is 0.15, which is 29% below median its 10-year median of 0.21 and 98.1% below the Diversified Financial Services industry median of 7.97. ORIX's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For ORIX (IX), the current Cash-to-Debt is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ORIX (IX) Overvalued in 2026?
Based on GuruFocus' analysis, ORIX stock appears to be overvalued.
The current stock price of $39.70 is trading 38.8% above its estimated GF Value™ of $28.60.
GuruFocus considers ORIX to be Significantly Overvalued.
Key valuation signals for IX:
Cash-to-Debt: 0.15 (29% below median its 10-year median of 0.21)
GF Value™: $28.60 vs. price of $39.70 (38.8% above fair value)
Industry Position: 98.1% below the Diversified Financial Services median (#442 of 508)
No single metric tells the full story. See the IX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ORIX Corp is a diversified financial services company with operations in Corporate Financial Services, Maintenance Leasing, Real Estate, PE Investment and Concession, Environment and Energy, Insurance, Banking and Credit, Aircraft and Ships, ORIX USA, ORIX Europe, Asia, and Australia and engages in various other fee businesses by providing products and services aligned with customer needs to its core customer base of domestic small and medium-sized enterprises. Orix's numerous divisions finance leases of large-ticket items like ships, airplanes, and technology equipment. The company generates the majority of its revenue from Corporate Financial Services and Maintenance Leasing operations and Real Estate operations.
68GF Score
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Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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