Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ORIX's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1,244 Mil. ORIX's average total debt for the quarter that ended in Mar. 2026 was $42,130 Mil. Therefore, ORIX's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.95%.
ORIX (NYSE:IX) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
ORIX Effective Interest Rate on Debt % Related Terms
ORIX Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for ORIX's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IX vs VOYA, FRHC: Effective Interest Rate on Debt % Comparison
For the Financial Conglomerates subindustry, ORIX's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ORIX Effective Interest Rate on Debt % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, ORIX's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where ORIX's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 2.95% mean?
ORIX (IX) has a Effective Interest Rate on Debt % of 2.95% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ORIX and its competitors.
Is ORIX's Effective Interest Rate on Debt % too high?
ORIX's current Effective Interest Rate on Debt % is 2.95%. Overall, ORIX has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ORIX's Effective Interest Rate on Debt % compare to VOYA and FRHC?
ORIX's Effective Interest Rate on Debt % of 2.95% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Diversified Financial Services company?
A good Effective Interest Rate on Debt % depends on the Diversified Financial Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ORIX and its competitors. ORIX's current Effective Interest Rate on Debt % is 2.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ORIX stock overvalued right now?
Based on GuruFocus' analysis, ORIX (IX) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.92, compared to a current price of $37.85 — trading 26.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.95%. ORIX's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ORIX (IX), the current Effective Interest Rate on Debt % is 2.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ORIX (IX) Overvalued in 2026?
Based on GuruFocus' analysis, ORIX stock appears to be overvalued.
The current stock price of $37.85 is trading 26.5% above its estimated GF Value™ of $29.92.
GuruFocus considers ORIX to be Modestly Overvalued.
Key valuation signals for IX:
Effective Interest Rate on Debt %: 2.95%
GF Value™: $29.92 vs. price of $37.85 (26.5% above fair value)
No single metric tells the full story. See the IX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ORIX Corp is a diversified financial services company with operations in Corporate Financial Services, Maintenance Leasing, Real Estate, PE Investment and Concession, Environment and Energy, Insurance, Banking and Credit, Aircraft and Ships, ORIX USA, ORIX Europe, Asia, and Australia and engages in various other fee businesses by providing products and services aligned with customer needs to its core customer base of domestic small and medium-sized enterprises. Orix's numerous divisions finance leases of large-ticket items like ships, airplanes, and technology equipment. The company generates the majority of its revenue from Corporate Financial Services and Maintenance Leasing operations and Real Estate operations.
64GF Score
Get the complete analysis for IX
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
IX has been successfully added to your 
