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Kose HoldingsKOSCF 69 Cash-to-Debt is 8.68 as of Dec. 2025, which is 73% below its 10-year median of 32.02. GuruFocus rates KOSCF with a GF Score™ of 69/100 and a GF Value™ of $54.48. The stock has 5 warning signs investors should review. Among 1,951 Consumer Packaged Goods companies, Kose Holdings ranks better than 81.39% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Kose Holdings's cash to debt ratio for the quarter that ended in Dec. 2025 was 8.68.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Kose Holdingscould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Kose Holdings's Cash-to-Debt or its related term are showing as below:
KOSCF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 6.82 Med: 32.02 Max: 70.11
Current: 6.82
During the past 13 years, Kose Holdings's highest Cash to Debt Ratio was 70.11. The lowest was 6.82. And the median was 32.02.
KOSCF's Cash-to-Debt is ranked better than 81.39% of 1951
companies
in the Consumer Packaged Goods industry
Industry Median: 0.53
vs KOSCF: 6.82
Kose Holdings (OTCPK:KOSCF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Kose Holdings Cash-to-Debt Related Terms
Kose Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Kose Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Household & Personal Products subindustry, Kose Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kose Holdings Cash-to-Debt vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Kose Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Kose Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kose Holdings (KOSCF) has a Cash-to-Debt of 8.68 as of Dec. 2025. This is 73% below median its historical median of 32.02. Over the past decade, Kose Holdings' Cash-to-Debt has ranged from 6.82 to 70.11. According to the industry distribution chart, Kose Holdings ranks #363 out of 1951 companies in the Consumer Packaged Goods industry, placing it in the top 18.6%.
Is Kose Holdings' Cash-to-Debt too high?
Kose Holdings' current Cash-to-Debt of 8.68 is 73% below median its 10-year median of 32.02. Over the past 10 years, this metric has ranged from a low of 6.82 to a high of 70.11. The Consumer Packaged Goods industry median Cash-to-Debt is 0.53. Kose Holdings' value of 8.68 is 1537.7% above this industry median. Based on the distribution chart, Kose Holdings ranks #363 out of 1951 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Kose Holdings has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Kose Holdings' Cash-to-Debt compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, Kose Holdings ranks #363 out of 1951 companies for Cash-to-Debt. This places Kose Holdings in the top 19% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.53. Kose Holdings' value of 8.68 is 1537.7% above this benchmark. Historically, Kose Holdings' own Cash-to-Debt has ranged from 6.82 to 70.11 over the past decade. While the company's 10-year median is 32.02 vs. the industry median of 0.53, Kose Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Consumer Packaged Goods company?
The median Cash-to-Debt among Consumer Packaged Goods companies is 0.53, based on 1,951 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kose Holdings's current Cash-to-Debt of 8.68 is 1537.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Consumer Packaged Goods industry, the median Cash-to-Debt is 0.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kose Holdings's current Cash-to-Debt is 8.68, which is 73% below median its own 10-year median of 32.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kose Holdings stock overvalued right now?
Kose Holdings (KOSCF) has a current Cash-to-Debt of 8.68. The stock's GF Value™ is $54.48, compared to a current price of $33.38 — trading 38.7% below its estimated fair value. The current Cash-to-Debt is 8.68, which is 73% below median its 10-year median of 32.02 and 1537.7% above the Consumer Packaged Goods industry median of 0.53. Kose Holdings' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Kose Holdings (KOSCF), the current Cash-to-Debt is 8.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kose Holdings (KOSCF) Overvalued in 2026?
Based on GuruFocus' analysis, Kose Holdings stock appears to be undervalued.
The current stock price of $33.38 is trading 38.7% below its estimated GF Value™ of $54.48.
Key valuation signals for KOSCF:
Cash-to-Debt: 8.68 (73% below median its 10-year median of 32.02)
GF Value™: $54.48 vs. price of $33.38 (38.7% below fair value)
Industry Position: 1537.7% above the Consumer Packaged Goods median (#363 of 1951)
No single metric tells the full story. See the KOSCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kose is Japan's second-largest beauty company, best known for its prestige skincare brands such as Decorte and Albion. Founded in 1946, the company remains under the management of the Kobayashi family. Albion, a fully consolidated subsidiary in which Kose holds a 79.5% stake, operates independently under a separate brand of the Kobayashi family. With a portfolio of 37 brands spanning multiple price points, the group captured approximately 15% of Japan's premium beauty segment in 2024, according to Euromonitor. Japan remains its core market, contributing over 60% of sales, followed by North America (19%) and Asia (13%). The company distributes its products through a diversified channel mix of department stores, specialty retailers, drugstores, travel retail, and e-commerce platforms.
69GF Score
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