KOSCF (Kose Holdings) Effective Interest Rate on Debt %: 0.18% (As of Dec. 2025)


KOSCF Kose Holdings Corp KOSCF
26 GF Score
Price $33.38
GF Value $61.24
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Kose Holdings Effective Interest Rate on Debt %?

Kose Holdings KOSCF 26 Effective Interest Rate on Debt % is 0.18% as of Dec. 2025. GuruFocus rates KOSCF with a GF Score™ of 26/100 and a GF Value™ of $61.24 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Kose Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0 Mil. Kose Holdings's average total debt for the quarter that ended in Dec. 2025 was $69 Mil. Therefore, Kose Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.18%.


Kose Holdings  (OTCPK:KOSCF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Kose Holdings Effective Interest Rate on Debt % Related Terms


Kose Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Kose Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kose Holdings Effective Interest Rate on Debt % Chart

Kose Holdings Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.58 0.10 0.06 0.40

Kose Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.68 0.27 0.18 0.48

KOSCF vs PG, CL, KVUE: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, Kose Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kose Holdings Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Kose Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Kose Holdings's Effective Interest Rate on Debt % falls into.


KOSCF
26GF Score
Kose Holdings Corp KOSCF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kose Holdings Effective Interest Rate on Debt % Calculation

Kose Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.282/( (72.959+68.339)/ 2 )
=-1  *  -0.282/70.649
=0.40 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=58.415 + 14.544
=72.959

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=53.818 + 14.521
=68.339

Kose Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.128/( (70.329+68.339)/ 2 )
=-1  *  -0.128/69.334
=0.18 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.775 + 14.554
=70.329

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=53.818 + 14.521
=68.339

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.18% mean?
Kose Holdings (KOSCF) has a Effective Interest Rate on Debt % of 0.18% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kose Holdings and its competitors.
Is Kose Holdings' Effective Interest Rate on Debt % too high?
Kose Holdings' current Effective Interest Rate on Debt % is 0.18%. Overall, Kose Holdings has a GF Score™ of 26/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kose Holdings' Effective Interest Rate on Debt % compare to PG and CL?
Kose Holdings' Effective Interest Rate on Debt % of 0.18% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kose Holdings and its competitors. Kose Holdings's current Effective Interest Rate on Debt % is 0.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kose Holdings stock overvalued right now?
Based on GuruFocus' analysis, Kose Holdings (KOSCF) is currently considered Significantly Undervalued. The stock's GF Value™ is $61.24, compared to a current price of $33.38 — trading 45.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.18%. Kose Holdings' overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Kose Holdings (KOSCF), the current Effective Interest Rate on Debt % is 0.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kose Holdings (KOSCF) Overvalued in 2026?

Based on GuruFocus' analysis, Kose Holdings stock appears to be undervalued. The current stock price of $33.38 is trading 45.5% below its estimated GF Value™ of $61.24. GuruFocus considers Kose Holdings to be Significantly Undervalued.

Key valuation signals for KOSCF:

  • Effective Interest Rate on Debt %: 0.18%
  • GF Value™: $61.24 vs. price of $33.38 (45.5% below fair value)
  • GF Score™: 26/100 with 5 warning signs

No single metric tells the full story. See the KOSCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kose Holdings Business Description

Address 3-6-2 Nihonbashi, Chuo-ku, Tokyo, JPN, 103-8251
Kose is Japan's second-largest beauty company, best known for its prestige skincare brands such as Decorte and Albion. Founded in 1946, the company remains under the management of the Kobayashi family. Albion, a fully consolidated subsidiary in which Kose holds a 79.5% stake, operates independently under a separate brand of the Kobayashi family. With a portfolio of 37 brands spanning multiple price points, the group captured approximately 15% of Japan's premium beauty segment in 2024, according to Euromonitor. Japan remains its core market, contributing over 60% of sales, followed by North America (19%) and Asia (13%). The company distributes its products through a diversified channel mix of department stores, specialty retailers, drugstores, travel retail, and e-commerce platforms.
26GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.38
Price
$61.24
GF Value