LOGN (Logansport Financial) Cash-to-Debt: No Debt (1) (As of Mar. 2026) — 100% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LOGN Logansport Financial Corp LOGN
66 GF Score
Price $35.40
GF Value $32.87
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Logansport Financial Cash-to-Debt?

Logansport Financial LOGN 66 Cash-to-Debt is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates LOGN with a GF Scoreâ„¢ of 66/100 and a GF Valueâ„¢ of $32.87 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,489 Banks companies, Logansport Financial ranks better than 99.73% on this metric.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Logansport Financial's cash to debt ratio for the quarter that ended in Mar. 2026 was No Debt (1).

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Logansport Financial could pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.

(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Logansport Financial's Cash-to-Debt or its related term are showing as below:

LOGN' s Cash-to-Debt Range Over the Past 10 Years
Min: No Debt   Med: No Debt   Max: No Debt
Current: No Debt

During the past 13 years, Logansport Financial's highest Cash to Debt Ratio was No Debt. The lowest was No Debt. And the median was No Debt.

LOGN's Cash-to-Debt is ranked better than
99.73% of 1489 companies
in the Banks industry
Industry Median: 1.37 vs LOGN: No Debt

Logansport Financial  (OTCPK:LOGN) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


Logansport Financial Cash-to-Debt Related Terms


Logansport Financial Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Logansport Financial's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Logansport Financial Cash-to-Debt Chart

Logansport Financial Annual Data
Trend Dec02 Dec03 Dec08 Dec09 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

Logansport Financial Quarterly Data
Mar04 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26 Jun26
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A No Debt No Debt No Debt No Debt

LOGN vs MSBB, GOVB, FIDS: Cash-to-Debt Comparison

For the Banks - Regional subindustry, Logansport Financial's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Logansport Financial Cash-to-Debt vs Banks Industry

For the Banks industry and Financial Services sector, Logansport Financial's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Logansport Financial's Cash-to-Debt falls into.


LOGN
66GF Score
Logansport Financial Corp LOGN
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Logansport Financial Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Logansport Financial's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Logansport Financial had no debt (1).

Logansport Financial's Cash to Debt Ratio for the quarter that ended in Mar. 2026 is calculated as:

Logansport Financial had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of No Debt <sup>(1)</sup> mean?
Logansport Financial (LOGN) has a Cash-to-Debt of No Debt (1) as of Mar. 2026. This is 100% below median its historical median of 10,000.00. Over the past decade, Logansport Financial's Cash-to-Debt has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Logansport Financial ranks #4 out of 1489 companies in the Banks industry, placing it in the top 0.3%.
Is Logansport Financial's Cash-to-Debt too high?
Logansport Financial's current Cash-to-Debt of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, Logansport Financial ranks #4 out of 1489 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Logansport Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Logansport Financial's Cash-to-Debt compare to MSBB and GOVB?
According to the Banks industry distribution chart, Logansport Financial ranks #4 out of 1489 companies for Cash-to-Debt. This places Logansport Financial in the top 0% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 1.37. Historically, Logansport Financial's own Cash-to-Debt has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.37, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Logansport Financial's current Cash-to-Debt is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Logansport Financial stock overvalued right now?
Based on GuruFocus' analysis, Logansport Financial (LOGN) is currently considered Fairly Valued. The stock's GF Value™ is $32.87, compared to a current price of $35.40 — trading 7.7% above its estimated fair value. The current Cash-to-Debt is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Logansport Financial's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Logansport Financial (LOGN), the current Cash-to-Debt is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Logansport Financial (LOGN) Overvalued in 2026?

Based on GuruFocus' analysis, Logansport Financial stock appears to be overvalued. The current stock price of $35.40 is trading 7.7% above its estimated GF Value™ of $32.87. GuruFocus considers Logansport Financial to be Fairly Valued.

Key valuation signals for LOGN:

  • Cash-to-Debt: No Debt (1) (100% below median its 10-year median of 10,000.00)
  • GF Value™: $32.87 vs. price of $35.40 (7.7% above fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the LOGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Logansport Financial Business Description

Address 723 East Broadway, Logansport, IN, USA, 46947
Logansport Financial Corp is the holding company for Logansport Savings Bank. Along with its subsidiary, the company is predominantly engaged in providing a full range of banking and financial services to individual and corporate customers in Cass County, Indiana, and surrounding counties.
66GF Score

Get the complete analysis for LOGN

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.40
Price
$32.87
GF Value