LOGN (Logansport Financial) Net Interest Margin (Bank Only) %: N/A% (As of Mar. 2026)


LOGN Logansport Financial Corp LOGN
60 GF Score
Price $32.15
GF Value $26.70
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Logansport Financial Net Interest Margin (Bank Only) %?

Logansport Financial LOGN 60 Net Interest Margin (Bank Only) % is N/A% as of Mar. 2026. GuruFocus rates LOGN with a GF Score™ of 60/100 and a GF Value™ of $26.70 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Logansport Financial's annualized Net Interest Income (for Banks) for the quarter that ended in Mar. 2026 was $8.89 Mil. Logansport Financial's average earning assets for the quarter that ended in Mar. 2026 was $0.00 Mil. Therefore, Logansport Financial's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2026 was N/A%.


Logansport Financial  (OTCPK:LOGN) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Logansport Financial Net Interest Margin (Bank Only) % Related Terms


Logansport Financial Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Logansport Financial's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Logansport Financial Net Interest Margin (Bank Only) % Chart

Logansport Financial Annual Data
Trend Dec01 Dec02 Dec03 Dec08 Dec09 Dec20 Dec21 Dec22 Dec23 Dec24
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.49 3.89 3.70 3.09 2.89

Logansport Financial Quarterly Data
Sep03 Dec03 Mar04 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Sep25 Mar26
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.25 4.21 3.19 0.00 0.00

LOGN vs MFDB, CTYP, MKIN: Net Interest Margin (Bank Only) % Comparison

For the Banks - Regional subindustry, Logansport Financial's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Logansport Financial Net Interest Margin (Bank Only) % vs Banks Industry

For the Banks industry and Financial Services sector, Logansport Financial's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Logansport Financial's Net Interest Margin (Bank Only) % falls into.


LOGN
60GF Score
Logansport Financial Corp LOGN
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Logansport Financial Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Logansport Financial's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2024 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2024 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2023 ) + Earning Assets (A: Dec. 2024 ))/ count )
=6.772/( (228.039 + 240.822)/ 2 )
=6.772/234.4305
=2.89 %

where

Earning Assets(A: Dec. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 168.635 + 59.404
=228.039

Earning Assets(A: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=10.466 + 175.789 + 54.567
=240.822

Logansport Financial's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2026 is calculated as

Net Interest Margin (Bank Only) %(Q: Mar. 2026 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Sep. 2025 ) + Earning Assets (Q: Mar. 2026 ))/ count )
=8.888/( (0 + 0)/ 1 )
=8.888/0
=N/A %

where

Earning Assets(Q: Sep. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(Q: Mar. 2026 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Mar. 2026) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of N/A% mean?
Logansport Financial (LOGN) has a Net Interest Margin (Bank Only) % of N/A% as of Mar. 2026. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Logansport Financial and its competitors.
Is Logansport Financial's Net Interest Margin (Bank Only) % too high?
Logansport Financial's current Net Interest Margin (Bank Only) % is N/A%. Overall, Logansport Financial has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Logansport Financial's Net Interest Margin (Bank Only) % compare to MFDB and CTYP?
Logansport Financial's Net Interest Margin (Bank Only) % of N/A% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a Banks company?
A good Net Interest Margin (Bank Only) % depends on the Banks industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Logansport Financial and its competitors. Logansport Financial's current Net Interest Margin (Bank Only) % is N/A%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Logansport Financial stock overvalued right now?
Based on GuruFocus' analysis, Logansport Financial (LOGN) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.70, compared to a current price of $32.15 — trading 20.4% above its estimated fair value. The current Net Interest Margin (Bank Only) % is N/A%. Logansport Financial's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Logansport Financial (LOGN), the current Net Interest Margin (Bank Only) % is N/A% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Logansport Financial (LOGN) Overvalued in 2026?

Based on GuruFocus' analysis, Logansport Financial stock appears to be overvalued. The current stock price of $32.15 is trading 20.4% above its estimated GF Value™ of $26.70. GuruFocus considers Logansport Financial to be Modestly Overvalued.

Key valuation signals for LOGN:

  • Net Interest Margin (Bank Only) %: N/A%
  • GF Value™: $26.70 vs. price of $32.15 (20.4% above fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the LOGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Logansport Financial Business Description

Address 723 East Broadway, Logansport, IN, USA, 46947
Logansport Financial Corp is the holding company for Logansport Savings Bank. Along with its subsidiary, the company is predominantly engaged in providing a full range of banking and financial services to individual and corporate customers in Cass County, Indiana, and surrounding counties.
60GF Score

Get the complete analysis for LOGN

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.15
Price
$26.70
GF Value