LOGN (Logansport Financial) Cyclically Adjusted PB Ratio: 0.97 (As of Jul. 02, 2026) — Near Median


LOGN Logansport Financial Corp LOGN
56 GF Score
Price $33.00
GF Value $32.94
Valuation Fairly Valued
! 1 Warning Sign
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What is Logansport Financial Cyclically Adjusted PB Ratio?

Logansport Financial LOGN 56 Cyclically Adjusted PB Ratio is 0.97 as of Jul. 02, 2026, which is 2% above its 10-year median of 0.95. GuruFocus rates LOGN with a GF Score™ of 56/100 and a GF Value™ of $32.94 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,302 Banks companies, Logansport Financial ranks better than 66.74% on this metric.

As of today (2026-07-02), Logansport Financial's current share price is $33.00. Logansport Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $34.02. Logansport Financial's Cyclically Adjusted PB Ratio for today is 0.97.

The historical rank and industry rank for Logansport Financial's Cyclically Adjusted PB Ratio or its related term are showing as below:

LOGN' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.9   Med: 0.95   Max: 1.01
Current: 0.95

During the past years, Logansport Financial's highest Cyclically Adjusted PB Ratio was 1.01. The lowest was 0.90. And the median was 0.95.

LOGN's Cyclically Adjusted PB Ratio is ranked better than
66.74% of 1302 companies
in the Banks industry
Industry Median: 1.25 vs LOGN: 0.95

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Logansport Financial's adjusted book value per share data for the three months ended in Mar. 2026 was $37.020. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $34.02 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Logansport Financial  (OTCPK:LOGN) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Logansport Financial Cyclically Adjusted PB Ratio Related Terms


Logansport Financial Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Logansport Financial's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Logansport Financial Cyclically Adjusted PB Ratio Chart

Logansport Financial Annual Data
Trend Dec02 Dec03 Dec08 Dec09 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.74 1.34 1.02 0.92 1.00

Logansport Financial Quarterly Data
Dec03 Mar04 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.00 0.91 1.00 0.93

LOGN vs MSBB, MFDB, UNTN: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Logansport Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Logansport Financial Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Logansport Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Logansport Financial's Cyclically Adjusted PB Ratio falls into.


LOGN
56GF Score
Logansport Financial Corp LOGN
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Logansport Financial Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Logansport Financial's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=33.00/34.02
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Logansport Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Logansport Financial's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=37.02/330.2130*330.2130
=37.020

Current CPI (Mar. 2026) = 330.2130.

Logansport Financial Quarterly Data

Book Value per Share CPI Adj_Book
199812 13.761 163.900 27.725
199903 13.845 165.000 27.708
199906 13.845 166.200 27.508
199909 15.251 167.900 29.995
199912 14.703 168.300 28.848
200003 14.511 171.200 27.989
200006 14.834 172.400 28.413
200009 15.220 173.700 28.934
200012 15.695 174.000 29.786
200103 16.010 176.200 30.004
200106 16.142 178.000 29.945
200109 16.507 178.300 30.571
200112 17.402 176.700 32.520
200203 16.942 178.800 31.289
200206 17.182 179.900 31.538
200209 19.077 181.000 34.804
200212 18.065 180.900 32.976
200303 18.342 184.200 32.881
200306 18.225 183.700 32.761
200309 18.344 185.200 32.707
200312 18.650 184.300 33.415
200403 18.989 187.400 33.460
200803 0.000 213.528 0.000
200806 0.000 218.815 0.000
200809 0.000 218.783 0.000
200812 22.710 210.228 35.671
200903 23.128 212.709 35.904
200906 23.316 215.693 35.695
200909 23.791 215.969 36.376
200912 23.827 215.949 36.434
202012 46.718 260.474 59.226
202112 46.886 278.802 55.532
202212 33.510 296.797 37.283
202312 33.907 306.746 36.501
202409 0.000 315.301 0.000
202412 33.384 315.605 34.929
202503 0.000 319.799 0.000
202509 35.876 324.800 36.474
202512 37.113 324.054 37.818
202603 37.020 330.213 37.020

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.97 mean?
Logansport Financial (LOGN) has a Cyclically Adjusted PB Ratio of 0.97 as of Jul. 02, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Logansport Financial and its competitors. This is near median its historical median of 0.95. Over the past decade, Logansport Financial's Cyclically Adjusted PB Ratio has ranged from 0.90 to 1.01. According to the industry distribution chart, Logansport Financial ranks #433 out of 1302 companies in the Banks industry, placing it in the top 33.3%.
Is Logansport Financial's Cyclically Adjusted PB Ratio too high?
Logansport Financial's current Cyclically Adjusted PB Ratio of 0.97 is near median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 1.01. The Banks industry median Cyclically Adjusted PB Ratio is 1.25. Logansport Financial's value of 0.97 is 22.4% below this industry median. Based on the distribution chart, Logansport Financial ranks #433 out of 1302 companies in the Banks industry, which is above the industry midpoint. Overall, Logansport Financial has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Logansport Financial's Cyclically Adjusted PB Ratio compare to MSBB and MFDB?
According to the Banks industry distribution chart, Logansport Financial ranks #433 out of 1302 companies for Cyclically Adjusted PB Ratio. This puts Logansport Financial in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.25. Logansport Financial's value of 0.97 is 22.4% below this benchmark. Historically, Logansport Financial's own Cyclically Adjusted PB Ratio has ranged from 0.90 to 1.01 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 1.25, Logansport Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.25, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Logansport Financial's current Cyclically Adjusted PB Ratio of 0.97 is 22.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Logansport Financial and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Logansport Financial's current Cyclically Adjusted PB Ratio is 0.97, which is near median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Logansport Financial stock overvalued right now?
Based on GuruFocus' analysis, Logansport Financial (LOGN) is currently considered Fairly Valued. The stock's GF Value™ is $32.94, compared to a current price of $33.00 — trading 0.2% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.97, which is near median its 10-year median of 0.95 and 22.4% below the Banks industry median of 1.25. Logansport Financial's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Logansport Financial (LOGN), the current Cyclically Adjusted PB Ratio is 0.97 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Logansport Financial (LOGN) Overvalued in 2026?

Based on GuruFocus' analysis, Logansport Financial stock appears to be overvalued. The current stock price of $33.00 is trading 0.2% above its estimated GF Value™ of $32.94. GuruFocus considers Logansport Financial to be Fairly Valued.

Key valuation signals for LOGN:

  • Cyclically Adjusted PB Ratio: 0.97 (near median its 10-year median of 0.95)
  • GF Value™: $32.94 vs. price of $33.00 (0.2% above fair value)
  • GF Score™: 56/100 with 1 warning sign
  • Industry Position: 22.4% below the Banks median (#433 of 1302)

No single metric tells the full story. See the LOGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Logansport Financial Business Description

Address 723 East Broadway, Logansport, IN, USA, 46947
Logansport Financial Corp is the holding company for Logansport Savings Bank. Along with its subsidiary, the company is predominantly engaged in providing a full range of banking and financial services to individual and corporate customers in Cass County, Indiana, and surrounding counties.
56GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.00
Price
$32.94
GF Value