LOGN (Logansport Financial) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)


LOGN Logansport Financial Corp LOGN
56 GF Score
Price $32.15
GF Value $32.10
Valuation Fairly Valued
! 1 Warning Sign
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What is Logansport Financial Effective Interest Rate on Debt %?

Logansport Financial LOGN 56 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates LOGN with a GF Score™ of 56/100 and a GF Value™ of $32.10 (Fairly Valued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Logansport Financial's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $5.52 Mil. Logansport Financial's average total debt for the quarter that ended in Mar. 2026 was $0.00 Mil. Therefore, Logansport Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was N/A%.


Logansport Financial  (OTCPK:LOGN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Logansport Financial Effective Interest Rate on Debt % Related Terms


Logansport Financial Effective Interest Rate on Debt % Historical Data

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The historical data trend for Logansport Financial's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Logansport Financial Effective Interest Rate on Debt % Chart

Logansport Financial Annual Data
Trend Dec02 Dec03 Dec08 Dec09 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Logansport Financial Quarterly Data
Dec03 Mar04 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LOGN vs MSBB, MFDB, UNTN: Effective Interest Rate on Debt % Comparison

For the Banks - Regional subindustry, Logansport Financial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Logansport Financial Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Logansport Financial's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Logansport Financial's Effective Interest Rate on Debt % falls into.


LOGN
56GF Score
Logansport Financial Corp LOGN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Logansport Financial Effective Interest Rate on Debt % Calculation

Logansport Financial's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.255/( (0+0)/ 1 )
=-1  *  -6.255/0
=N/A %

where

Logansport Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -5.516/( (0+0)/ 1 )
=-1  *  -5.516/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Logansport Financial (LOGN) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Logansport Financial and its competitors.
Is Logansport Financial's Effective Interest Rate on Debt % too high?
Logansport Financial's current Effective Interest Rate on Debt % is 0.00%. Overall, Logansport Financial has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Logansport Financial's Effective Interest Rate on Debt % compare to MSBB and MFDB?
Logansport Financial's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Logansport Financial and its competitors. Logansport Financial's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Logansport Financial stock overvalued right now?
Based on GuruFocus' analysis, Logansport Financial (LOGN) is currently considered Fairly Valued. The stock's GF Value™ is $32.10, compared to a current price of $32.15 — trading 0.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Logansport Financial's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Logansport Financial (LOGN), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Logansport Financial (LOGN) Overvalued in 2026?

Based on GuruFocus' analysis, Logansport Financial stock appears to be overvalued. The current stock price of $32.15 is trading 0.2% above its estimated GF Value™ of $32.10. GuruFocus considers Logansport Financial to be Fairly Valued.

Key valuation signals for LOGN:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $32.10 vs. price of $32.15 (0.2% above fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the LOGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Logansport Financial Business Description

Address 723 East Broadway, Logansport, IN, USA, 46947
Logansport Financial Corp is the holding company for Logansport Savings Bank. Along with its subsidiary, the company is predominantly engaged in providing a full range of banking and financial services to individual and corporate customers in Cass County, Indiana, and surrounding counties.
56GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.15
Price
$32.10
GF Value