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Alandsbanken ABPLTS:0O2N +1.06%64 Cash-to-Debt is 0.20 as of Jun. 2026, which is 50% below its 10-year median of 0.40. GuruFocus rates LTS:0O2N with a GF Score™ of 64/100 and a GF Value™ of €38.76 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,489 Banks companies, Alandsbanken ABP ranks worse than 89.39% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Alandsbanken ABP's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.20.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Alandsbanken ABPcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Alandsbanken ABP's Cash-to-Debt or its related term are showing as below:
LTS:0O2N'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.16 Med: 0.4 Max: 1.56
Current: 0.2
During the past 13 years, Alandsbanken ABP's highest Cash to Debt Ratio was 1.56. The lowest was 0.16. And the median was 0.40.
LTS:0O2N's Cash-to-Debt is ranked worse than 89.39% of 1489
companies
in the Banks industry
Industry Median: 1.46
vs LTS:0O2N: 0.20
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Alandsbanken ABP Cash-to-Debt Related Terms
Alandsbanken ABP Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Alandsbanken ABP's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, Alandsbanken ABP's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alandsbanken ABP Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Alandsbanken ABP's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Alandsbanken ABP's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alandsbanken ABP (LTS:0O2N) has a Cash-to-Debt of 0.20 as of Jun. 2026. This is 50% below median its historical median of 0.40. Over the past decade, Alandsbanken ABP's Cash-to-Debt has ranged from 0.16 to 1.56. According to the industry distribution chart, Alandsbanken ABP ranks #1331 out of 1489 companies in the Banks industry, placing it in the top 89.4%.
Is Alandsbanken ABP's Cash-to-Debt too high?
Alandsbanken ABP's current Cash-to-Debt of 0.20 is 50% below median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 1.56. The Banks industry median Cash-to-Debt is 1.46. Alandsbanken ABP's value of 0.20 is 86.3% below this industry median. Based on the distribution chart, Alandsbanken ABP ranks #1331 out of 1489 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alandsbanken ABP has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's Cash-to-Debt compare to PNC and USB?
According to the Banks industry distribution chart, Alandsbanken ABP ranks #1331 out of 1489 companies for Cash-to-Debt. This places Alandsbanken ABP in the lower half of its industry. The industry median Cash-to-Debt is 1.46. Alandsbanken ABP's value of 0.20 is 86.3% below this benchmark. Historically, Alandsbanken ABP's own Cash-to-Debt has ranged from 0.16 to 1.56 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 1.46, Alandsbanken ABP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.46, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alandsbanken ABP's current Cash-to-Debt of 0.20 is 86.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alandsbanken ABP's current Cash-to-Debt is 0.20, which is 50% below median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (LTS:0O2N) is currently considered Modestly Overvalued. The stock's GF Value™ is €38.76, compared to a current price of €43.05 — trading 11.1% above its estimated fair value. The current Cash-to-Debt is 0.20, which is 50% below median its 10-year median of 0.40 and 86.3% below the Banks industry median of 1.46. Alandsbanken ABP's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Alandsbanken ABP (LTS:0O2N), the current Cash-to-Debt is 0.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alandsbanken ABP (LTS:0O2N) Overvalued in 2026?
Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued.
The current stock price of €43.05 is trading 11.1% above its estimated GF Value™ of €38.76.
GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.
Key valuation signals for LTS:0O2N:
Cash-to-Debt: 0.20 (50% below median its 10-year median of 0.40)
GF Value™: €38.76 vs. price of €43.05 (11.1% above fair value)
Industry Position: 86.3% below the Banks median (#1331 of 1489)
No single metric tells the full story. See the LTS:0O2N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
64GF Score
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