Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Alandsbanken ABPLTS:0O2N +1.06%64 3-Year EPS without NRI Growth Rate is 14.20% as of Jun. 2026, which is 19% above its 10-year median of 11.90. GuruFocus rates LTS:0O2N with a GF Score™ of 64/100 and a GF Value™ of €38.76 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,411 Banks companies, Alandsbanken ABP ranks better than 66.05% on this metric.
During the past 12 months, Alandsbanken ABP's average EPS without NRI Growth Rate was -9.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 14.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 11.90% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 11.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Alandsbanken ABP was 59.90% per year. The lowest was -26.90% per year. And the median was 11.90% per year.
Alandsbanken ABP (LTS:0O2N) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Alandsbanken ABP 3-Year EPS without NRI Growth Rate Related Terms
LTS:0O2N vs PNC, USB: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Alandsbanken ABP's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alandsbanken ABP 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Alandsbanken ABP's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Alandsbanken ABP's 3-Year EPS without NRI Growth Rate falls into.
Alandsbanken ABP 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 14.20% mean?
Alandsbanken ABP (LTS:0O2N) has a 3-Year EPS without NRI Growth Rate of 14.20% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Alandsbanken ABP and its competitors. This is 19% above median its historical median of 11.90. According to the industry distribution chart, Alandsbanken ABP ranks #479 out of 1411 companies in the Banks industry, placing it in the top 33.9%.
Is Alandsbanken ABP's 3-Year EPS without NRI Growth Rate too high?
Alandsbanken ABP's current 3-Year EPS without NRI Growth Rate of 14.20% is 19% above median its 10-year median of 11.90. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.30. Alandsbanken ABP's value of 14.20% is 94.5% above this industry median. Based on the distribution chart, Alandsbanken ABP ranks #479 out of 1411 companies in the Banks industry, which is above the industry midpoint. Overall, Alandsbanken ABP has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's 3-Year EPS without NRI Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Alandsbanken ABP ranks #479 out of 1411 companies for 3-Year EPS without NRI Growth Rate. This puts Alandsbanken ABP in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. Alandsbanken ABP's value of 14.20% is 94.5% above this benchmark. While the company's 10-year median is 11.90 vs. the industry median of 7.30, Alandsbanken ABP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alandsbanken ABP's current 3-Year EPS without NRI Growth Rate of 14.20% is 94.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Alandsbanken ABP and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alandsbanken ABP's current 3-Year EPS without NRI Growth Rate is 14.20%, which is 19% above median its own 10-year median of 11.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (LTS:0O2N) is currently considered Modestly Overvalued. The stock's GF Value™ is €38.76, compared to a current price of €43.05 — trading 11.1% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 14.20%, which is 19% above median its 10-year median of 11.90 and 94.5% above the Banks industry median of 7.30. Alandsbanken ABP's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Alandsbanken ABP (LTS:0O2N), the current 3-Year EPS without NRI Growth Rate is 14.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alandsbanken ABP (LTS:0O2N) Overvalued in 2026?
Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued.
The current stock price of €43.05 is trading 11.1% above its estimated GF Value™ of €38.76.
GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.
Key valuation signals for LTS:0O2N:
3-Year EPS without NRI Growth Rate: 14.20% (19% above median its 10-year median of 11.90)
GF Value™: €38.76 vs. price of €43.05 (11.1% above fair value)
Industry Position: 94.5% above the Banks median (#479 of 1411)
No single metric tells the full story. See the LTS:0O2N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
64GF Score
Get the complete analysis for LTS:0O2N
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0O2N has been successfully added to your 
