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Alandsbanken ABPLTS:0O2N +1.06%64 Debt-to-Equity is 2.61 as of Jun. 2026, which is 9% below its 10-year median of 2.86. GuruFocus rates LTS:0O2N with a GF Score™ of 64/100 and a GF Value™ of €38.76 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,418 Banks companies, Alandsbanken ABP ranks worse than 89.99% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Alandsbanken ABP's Debt-to-Equity or its related term are showing as below:
LTS:0O2N'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.5 Med: 2.86 Max: 7.63
Current: 2.61
During the past 13 years, the highest Debt-to-Equity Ratio of Alandsbanken ABP was 7.63. The lowest was 0.50. And the median was 2.86.
LTS:0O2N's Debt-to-Equity is ranked worse than 89.99% of 1418
companies
in the Banks industry
Industry Median: 0.57
vs LTS:0O2N: 2.61
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Alandsbanken ABP Debt-to-Equity Related Terms
Alandsbanken ABP Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Alandsbanken ABP's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Alandsbanken ABP's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alandsbanken ABP Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Alandsbanken ABP's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Alandsbanken ABP's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alandsbanken ABP (LTS:0O2N) has a Debt-to-Equity of 2.61 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Alandsbanken ABP and its competitors. This is near median its historical median of 2.86. Over the past decade, Alandsbanken ABP's Debt-to-Equity has ranged from 0.50 to 7.63. According to the industry distribution chart, Alandsbanken ABP ranks #1276 out of 1418 companies in the Banks industry, placing it in the top 90%.
Is Alandsbanken ABP's Debt-to-Equity too high?
Alandsbanken ABP's current Debt-to-Equity of 2.61 is near median its 10-year median of 2.86. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 7.63. The Banks industry median Debt-to-Equity is 0.57. Alandsbanken ABP's value of 2.61 is 357.9% above this industry median. Based on the distribution chart, Alandsbanken ABP ranks #1276 out of 1418 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alandsbanken ABP has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Alandsbanken ABP ranks #1276 out of 1418 companies for Debt-to-Equity. This places Alandsbanken ABP in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Alandsbanken ABP's value of 2.61 is 357.9% above this benchmark. Historically, Alandsbanken ABP's own Debt-to-Equity has ranged from 0.50 to 7.63 over the past decade. While the company's 10-year median is 2.86 vs. the industry median of 0.57, Alandsbanken ABP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,418 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alandsbanken ABP's current Debt-to-Equity of 2.61 is 357.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Alandsbanken ABP and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alandsbanken ABP's current Debt-to-Equity is 2.61, which is near median its own 10-year median of 2.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (LTS:0O2N) is currently considered Modestly Overvalued. The stock's GF Value™ is €38.76, compared to a current price of €43.05 — trading 11.1% above its estimated fair value. The current Debt-to-Equity is 2.61, which is near median its 10-year median of 2.86 and 357.9% above the Banks industry median of 0.57. Alandsbanken ABP's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Alandsbanken ABP (LTS:0O2N), the current Debt-to-Equity is 2.61 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alandsbanken ABP (LTS:0O2N) Overvalued in 2026?
Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued.
The current stock price of €43.05 is trading 11.1% above its estimated GF Value™ of €38.76.
GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.
Key valuation signals for LTS:0O2N:
Debt-to-Equity: 2.61 (near median its 10-year median of 2.86)
GF Value™: €38.76 vs. price of €43.05 (11.1% above fair value)
Industry Position: 357.9% above the Banks median (#1276 of 1418)
No single metric tells the full story. See the LTS:0O2N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
64GF Score
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