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Alandsbanken ABPLTS:0O2N +1.06%64 Intrinsic Value: Projected FCF is €17.04 as of Jul. 24, 2026, which is 100% below its 10-year median of 1.20. GuruFocus rates LTS:0O2N with a GF Score™ of 64/100 and a GF Value™ of €38.76 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,294 Banks companies, Alandsbanken ABP ranks worse than 96.52% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-07-24), Alandsbanken ABP's Intrinsic Value: Projected FCF is €17.04. The stock price of Alandsbanken ABP is €43.05. Therefore, Alandsbanken ABP's Price-to-Intrinsic-Value-Projected-FCF of today is 2.5.
The historical rank and industry rank for Alandsbanken ABP's Intrinsic Value: Projected FCF or its related term are showing as below:
LTS:0O2N'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.49 Med: 1.2 Max: 4.29
Current: 2.53
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Alandsbanken ABP was 4.29. The lowest was 0.49. And the median was 1.20.
LTS:0O2N's Price-to-Projected-FCF is ranked worse than 96.52% of 1294
companies
in the Banks industry
Industry Median: 0.59
vs LTS:0O2N: 2.53
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Alandsbanken ABP's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
43.05
/
18.357384975109
=
2.35
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alandsbanken ABP Intrinsic Value: Projected FCF Related Terms
Alandsbanken ABP Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Alandsbanken ABP's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0O2N vs PNC, USB: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Alandsbanken ABP's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alandsbanken ABP Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Alandsbanken ABP's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Alandsbanken ABP's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of €17.04 mean?
Alandsbanken ABP (LTS:0O2N) has a Intrinsic Value: Projected FCF of €17.04 as of Jul. 24, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Alandsbanken ABP and its competitors. This is 1320% above median its historical median of 1.20. Over the past decade, Alandsbanken ABP's Intrinsic Value: Projected FCF has ranged from 0.49 to 4.29. According to the industry distribution chart, Alandsbanken ABP ranks #1249 out of 1294 companies in the Banks industry, placing it in the top 96.5%.
Is Alandsbanken ABP's Intrinsic Value: Projected FCF too high?
Alandsbanken ABP's current Intrinsic Value: Projected FCF of €17.04 is 1320% above median its 10-year median of 1.20. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 4.29. Based on the distribution chart, Alandsbanken ABP ranks #1249 out of 1294 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alandsbanken ABP has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's Intrinsic Value: Projected FCF compare to PNC and USB?
According to the Banks industry distribution chart, Alandsbanken ABP ranks #1249 out of 1294 companies for Intrinsic Value: Projected FCF. This places Alandsbanken ABP in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.59. Historically, Alandsbanken ABP's own Intrinsic Value: Projected FCF has ranged from 0.49 to 4.29 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.59, based on 1,294 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Alandsbanken ABP and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alandsbanken ABP's current Intrinsic Value: Projected FCF is €17.04, which is 1320% above median its own 10-year median of 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (LTS:0O2N) is currently considered Modestly Overvalued. The stock's GF Value™ is €38.76, compared to a current price of €43.05 — trading 11.1% above its estimated fair value. The current Intrinsic Value: Projected FCF is €17.04, which is 1320% above median its 10-year median of 1.20. Alandsbanken ABP's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Alandsbanken ABP (LTS:0O2N), the current Intrinsic Value: Projected FCF is €17.04 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alandsbanken ABP (LTS:0O2N) Overvalued in 2026?
Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued.
The current stock price of €43.05 is trading 11.1% above its estimated GF Value™ of €38.76.
GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.
Key valuation signals for LTS:0O2N:
Intrinsic Value: Projected FCF: €17.04 (1320% above median its 10-year median of 1.20)
GF Value™: €38.76 vs. price of €43.05 (11.1% above fair value)
No single metric tells the full story. See the LTS:0O2N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
64GF Score
Get the complete analysis for LTS:0O2N
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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