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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.37.
LTS:0O2R's Cash-to-Debt is ranked worse than 82.2% of 1500
companies
in the Banks industry
Industry Median: 1.475
vs LTS:0O2R: 0.37
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cash-to-Debt Related Terms
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cash-to-Debt Chart
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cash-to-Debt vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) has a Cash-to-Debt of 0.37 as of Dec. 2025. This is 30% below median its historical median of 0.53. Over the past decade, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cash-to-Debt has ranged from 0.37 to 6.17. According to the industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #1233 out of 1500 companies in the Banks industry, placing it in the top 82.2%.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cash-to-Debt too high?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current Cash-to-Debt of 0.37 is 30% below median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 6.17. The Banks industry median Cash-to-Debt is 1.48. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's value of 0.37 is 74.9% below this industry median. Based on the distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #1233 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #1233 out of 1500 companies for Cash-to-Debt. This places Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France in the lower half of its industry. The industry median Cash-to-Debt is 1.48. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's value of 0.37 is 74.9% below this benchmark. Historically, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's own Cash-to-Debt has ranged from 0.37 to 6.17 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 1.48, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.48, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current Cash-to-Debt of 0.37 is 74.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current Cash-to-Debt is 0.37, which is 30% below median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) is currently considered Significantly Overvalued. The stock's GF Value™ is €65.91, compared to a current price of €128.54 — trading 95% above its estimated fair value. The current Cash-to-Debt is 0.37, which is 30% below median its 10-year median of 0.53 and 74.9% below the Banks industry median of 1.48. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R), the current Cash-to-Debt is 0.37 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) Overvalued in 2026?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock appears to be overvalued.
The current stock price of €128.54 is trading 95% above its estimated GF Value™ of €65.91.
GuruFocus considers Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France to be Significantly Overvalued.
Key valuation signals for LTS:0O2R:
Cash-to-Debt: 0.37 (30% below median its 10-year median of 0.53)
GF Value™: €65.91 vs. price of €128.54 (95% above fair value)
Industry Position: 74.9% below the Banks median (#1233 of 1500)
No single metric tells the full story. See the LTS:0O2R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Business Description
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France is a co-operative bank. The company offers current and savings accounts, mortgage and financing products, bank cards, insurance, and distance banking services. It offers services in the regions of Essonne, Hauts de Seine, Paris, Seine-Saint-Denis, Val-de-Marne, Val-d'Oise, and Yvelines.
50GF Score
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