Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) PB Ratio: 0.40 (As of Jul. 14, 2026) — 18% Above Median

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LTS:0O2R Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R
50 GF Score
Price €128.54
GF Value €65.91
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France PB Ratio?

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R -0.63% 50 PB Ratio is 0.40 as of Jul. 14, 2026, which is 18% above its 10-year median of 0.34. GuruFocus rates LTS:0O2R with a GF Score™ of 50/100 and a GF Value™ of €65.91 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,520 Banks companies, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks better than 92.43% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-14), Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's share price is €128.54. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Book Value per Share for the quarter that ended in Dec. 2025 was €321.58. Hence, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PB Ratio of today is 0.40.

Warning Sign:

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock PB Ratio (=0.4) is close to 5-year high of 0.42.

The historical rank and industry rank for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PB Ratio or its related term are showing as below:

LTS:0O2R' s PB Ratio Range Over the Past 10 Years
Min: 0.21   Med: 0.34   Max: 0.51
Current: 0.4

During the past 13 years, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's highest PB Ratio was 0.51. The lowest was 0.21. And the median was 0.34.

LTS:0O2R's PB Ratio is ranked better than
92.43% of 1520 companies
in the Banks industry
Industry Median: 1.11 vs LTS:0O2R: 0.40

During the past 12 months, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's average Book Value Per Share Growth Rate was 8.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 6.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France was 8.00% per year. The lowest was 4.20% per year. And the median was 6.40% per year.

Back to Basics: PB Ratio


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France  (LTS:0O2R) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France PB Ratio Related Terms


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France PB Ratio Historical Data

* Premium members only.

The historical data trend for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France PB Ratio Chart

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.26 0.25 0.22 0.39

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.23 0.22 0.24 0.39

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PB Ratio distribution charts can be found below:

* The bar in red indicates where Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PB Ratio falls into.


LTS:0O2R
50GF Score
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=128.54/321.579
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.40 mean?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) has a PB Ratio of 0.40 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. This is 18% above median its historical median of 0.34. Over the past decade, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PB Ratio has ranged from 0.21 to 0.51. According to the industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #115 out of 1520 companies in the Banks industry, placing it in the top 7.6%.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PB Ratio too high?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current PB Ratio of 0.40 is 18% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.51. The Banks industry median PB Ratio is 1.11. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's value of 0.40 is 64% below this industry median. Based on the distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #115 out of 1520 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #115 out of 1520 companies for PB Ratio. This places Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France in the top 8% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's value of 0.40 is 64% below this benchmark. Historically, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's own PB Ratio has ranged from 0.21 to 0.51 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 1.11, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current PB Ratio of 0.40 is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current PB Ratio is 0.40, which is 18% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) is currently considered Significantly Overvalued. The stock's GF Value™ is €65.91, compared to a current price of €128.54 — trading 95% above its estimated fair value. The current PB Ratio is 0.40, which is 18% above median its 10-year median of 0.34 and 64% below the Banks industry median of 1.11. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R), the current PB Ratio is 0.40 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock appears to be overvalued. The current stock price of €128.54 is trading 95% above its estimated GF Value™ of €65.91. GuruFocus considers Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France to be Significantly Overvalued.

Key valuation signals for LTS:0O2R:

  • PB Ratio: 0.40 (18% above median its 10-year median of 0.34)
  • GF Value™: €65.91 vs. price of €128.54 (95% above fair value)
  • GF Score™: 50/100 with 6 warning signs
  • Industry Position: 64% below the Banks median (#115 of 1520)

No single metric tells the full story. See the LTS:0O2R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Business Description

Other Exchanges CAF:France
Address 26 Quai de la Rapee, Paris, FRA, 75012
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France is a co-operative bank. The company offers current and savings accounts, mortgage and financing products, bank cards, insurance, and distance banking services. It offers services in the regions of Essonne, Hauts de Seine, Paris, Seine-Saint-Denis, Val-de-Marne, Val-d'Oise, and Yvelines.
50GF Score

Get the complete analysis for LTS:0O2R

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€128.54
Price
€65.91
GF Value