Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) Cyclically Adjusted Price-to-FCF: 7.37 (As of Jul. 14, 2026) — 126% Above Median

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LTS:0O2R Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R
50 GF Score
Price €128.54
GF Value €65.91
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cyclically Adjusted Price-to-FCF?

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R -0.63% 50 Cyclically Adjusted Price-to-FCF is 7.37 as of Jul. 14, 2026, which is 126% above its 10-year median of 3.26. GuruFocus rates LTS:0O2R with a GF Score™ of 50/100 and a GF Value™ of €65.91 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 888 Banks companies, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks better than 66.67% on this metric.

As of today (2026-07-14), Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current share price is €128.54. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec25 was €17.45. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted Price-to-FCF for today is 7.37.

The historical rank and industry rank for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

LTS:0O2R' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 1.83   Med: 3.26   Max: 7.56
Current: 7.27

During the past 13 years, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's highest Cyclically Adjusted Price-to-FCF was 7.56. The lowest was 1.83. And the median was 3.26.

LTS:0O2R's Cyclically Adjusted Price-to-FCF is ranked better than
66.67% of 888 companies
in the Banks industry
Industry Median: 10.35 vs LTS:0O2R: 7.27

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's adjusted free cash flow per share data of for the fiscal year that ended in Dec25 was €8.999. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is €17.45 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France  (LTS:0O2R) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cyclically Adjusted Price-to-FCF Related Terms


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cyclically Adjusted Price-to-FCF Historical Data

* Premium members only.

The historical data trend for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cyclically Adjusted Price-to-FCF Chart

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.46 2.26 2.87 4.04 7.17

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.87 0.00 4.04 0.00 7.17

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cyclically Adjusted Price-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted Price-to-FCF falls into.


LTS:0O2R
50GF Score
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R
Cyclically Adjusted Price-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=128.54/17.45
=7.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's adjusted Free Cash Flow per Share data for the fiscal year that ended in Dec25 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=8.999/120.9000*120.9000
=8.999

Current CPI (Dec25) = 120.9000.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201612 70.142 100.650 84.254
201712 8.242 101.850 9.784
201812 34.752 103.470 40.606
201912 21.192 104.980 24.406
202012 75.513 104.960 86.981
202112 87.656 107.850 98.262
202212 -84.026 114.160 -88.987
202312 -31.466 118.390 -32.133
202412 -54.630 119.950 -55.063
202512 8.999 120.900 8.999

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted Price-to-FCF of 7.37 mean?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) has a Cyclically Adjusted Price-to-FCF of 7.37 as of Jul. 14, 2026. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. This is 126% above median its historical median of 3.26. Over the past decade, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted Price-to-FCF has ranged from 1.83 to 7.56. According to the industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #296 out of 888 companies in the Banks industry, placing it in the top 33.3%.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted Price-to-FCF too high?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current Cyclically Adjusted Price-to-FCF of 7.37 is 126% above median its 10-year median of 3.26. Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 7.56. The Banks industry median Cyclically Adjusted Price-to-FCF is 10.35. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's value of 7.37 is 28.8% below this industry median. Based on the distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #296 out of 888 companies in the Banks industry, which is above the industry midpoint. Overall, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Cyclically Adjusted Price-to-FCF compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #296 out of 888 companies for Cyclically Adjusted Price-to-FCF. This puts Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France in the upper half of its industry. The industry median Cyclically Adjusted Price-to-FCF is 10.35. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's value of 7.37 is 28.8% below this benchmark. Historically, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's own Cyclically Adjusted Price-to-FCF has ranged from 1.83 to 7.56 over the past decade. While the company's 10-year median is 3.26 vs. the industry median of 10.35, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Price-to-FCF for a Banks company?
The median Cyclically Adjusted Price-to-FCF among Banks companies is 10.35, based on 888 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted Price-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted Price-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current Cyclically Adjusted Price-to-FCF of 7.37 is 28.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Price-to-FCF mean?
A high Cyclically Adjusted Price-to-FCF can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. For the Banks industry, the median Cyclically Adjusted Price-to-FCF is 10.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current Cyclically Adjusted Price-to-FCF is 7.37, which is 126% above median its own 10-year median of 3.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) is currently considered Significantly Overvalued. The stock's GF Value™ is €65.91, compared to a current price of €128.54 — trading 95% above its estimated fair value. The current Cyclically Adjusted Price-to-FCF is 7.37, which is 126% above median its 10-year median of 3.26 and 28.8% below the Banks industry median of 10.35. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Price-to-FCF calculated?
Cyclically Adjusted Price-to-FCF is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R), the current Cyclically Adjusted Price-to-FCF is 7.37 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock appears to be overvalued. The current stock price of €128.54 is trading 95% above its estimated GF Value™ of €65.91. GuruFocus considers Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France to be Significantly Overvalued.

Key valuation signals for LTS:0O2R:

  • Cyclically Adjusted Price-to-FCF: 7.37 (126% above median its 10-year median of 3.26)
  • GF Value™: €65.91 vs. price of €128.54 (95% above fair value)
  • GF Score™: 50/100 with 6 warning signs
  • Industry Position: 28.8% below the Banks median (#296 of 888)

No single metric tells the full story. See the LTS:0O2R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Business Description

Other Exchanges CAF:France
Address 26 Quai de la Rapee, Paris, FRA, 75012
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France is a co-operative bank. The company offers current and savings accounts, mortgage and financing products, bank cards, insurance, and distance banking services. It offers services in the regions of Essonne, Hauts de Seine, Paris, Seine-Saint-Denis, Val-de-Marne, Val-d'Oise, and Yvelines.
50GF Score

Get the complete analysis for LTS:0O2R

Cyclically Adjusted Price-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€128.54
Price
€65.91
GF Value