Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) Intrinsic Value: Projected FCF: €291.75 (As of Jul. 14, 2026) — 132514% Above Median

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LTS:0O2R Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R
50 GF Score
Price €128.54
GF Value €65.91
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Intrinsic Value: Projected FCF?

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R -0.63% 50 Intrinsic Value: Projected FCF is €291.75 as of Jul. 14, 2026, which is 100% below its 10-year median of 0.22. GuruFocus rates LTS:0O2R with a GF Score™ of 50/100 and a GF Value™ of €65.91 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,298 Banks companies, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks better than 66.64% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-07-14), Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Intrinsic Value: Projected FCF is €291.75. The stock price of Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France is €128.54. Therefore, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Price-to-Intrinsic-Value-Projected-FCF of today is 0.4.

The historical rank and industry rank for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Intrinsic Value: Projected FCF or its related term are showing as below:

LTS:0O2R' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.13   Med: 0.22   Max: 0.45
Current: 0.44

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France was 0.45. The lowest was 0.13. And the median was 0.22.

LTS:0O2R's Price-to-Projected-FCF is ranked better than
66.64% of 1298 companies
in the Banks industry
Industry Median: 0.58 vs LTS:0O2R: 0.44

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France  (LTS:0O2R) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=128.54/290.31476586357
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Intrinsic Value: Projected FCF Related Terms


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Intrinsic Value: Projected FCF Chart

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 570.46 519.84 396.60 306.08 286.10

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 396.60 0.00 306.08 0.00 286.10

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Intrinsic Value: Projected FCF Competitor Comparison

For the Banks - Regional subindustry, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Price-to-Projected-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Price-to-Projected-FCF falls into.


LTS:0O2R
50GF Score
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Free Cash Flow(6 year avg) = €96.55.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec25)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*96.554571428571+8943.751*0.8)/27.812
=290.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of €291.75 mean?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) has a Intrinsic Value: Projected FCF of €291.75 as of Jul. 14, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. This is 132514% above median its historical median of 0.22. Over the past decade, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Intrinsic Value: Projected FCF has ranged from 0.13 to 0.45. According to the industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #433 out of 1298 companies in the Banks industry, placing it in the top 33.4%.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Intrinsic Value: Projected FCF too high?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current Intrinsic Value: Projected FCF of €291.75 is 132514% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.45. Based on the distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #433 out of 1298 companies in the Banks industry, which is above the industry midpoint. Overall, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Intrinsic Value: Projected FCF compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #433 out of 1298 companies for Intrinsic Value: Projected FCF. This puts Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.58. Historically, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's own Intrinsic Value: Projected FCF has ranged from 0.13 to 0.45 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.58, based on 1,298 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current Intrinsic Value: Projected FCF is €291.75, which is 132514% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) is currently considered Significantly Overvalued. The stock's GF Value™ is €65.91, compared to a current price of €128.54 — trading 95% above its estimated fair value. The current Intrinsic Value: Projected FCF is €291.75, which is 132514% above median its 10-year median of 0.22. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R), the current Intrinsic Value: Projected FCF is €291.75 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock appears to be overvalued. The current stock price of €128.54 is trading 95% above its estimated GF Value™ of €65.91. GuruFocus considers Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France to be Significantly Overvalued.

Key valuation signals for LTS:0O2R:

  • Intrinsic Value: Projected FCF: €291.75 (132514% above median its 10-year median of 0.22)
  • GF Value™: €65.91 vs. price of €128.54 (95% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the LTS:0O2R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Business Description

Other Exchanges CAF:France
Address 26 Quai de la Rapee, Paris, FRA, 75012
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France is a co-operative bank. The company offers current and savings accounts, mortgage and financing products, bank cards, insurance, and distance banking services. It offers services in the regions of Essonne, Hauts de Seine, Paris, Seine-Saint-Denis, Val-de-Marne, Val-d'Oise, and Yvelines.
50GF Score

Get the complete analysis for LTS:0O2R

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€128.54
Price
€65.91
GF Value