Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) 3-Year FCF Growth Rate: 0.00% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0O2R Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R
50 GF Score
Price €128.54
GF Value €65.91
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France 3-Year FCF Growth Rate?

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R -0.63% 50 3-Year FCF Growth Rate is 0.00% as of Dec. 2025. GuruFocus rates LTS:0O2R with a GF Score™ of 50/100 and a GF Value™ of €65.91 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,058 Banks companies, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks worse than 94517.86% on this metric.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Free Cash Flow per Share for the six months ended in Dec. 2025 was €7.62.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.

During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France was 109.20% per year. The lowest was -82.20% per year. And the median was 23.15% per year.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France  (LTS:0O2R) 3-Year FCF Growth Rate Explanation

Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France 3-Year FCF Growth Rate Related Terms


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France 3-Year FCF Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France 3-Year FCF Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's 3-Year FCF Growth Rate distribution charts can be found below:

* The bar in red indicates where Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's 3-Year FCF Growth Rate falls into.


LTS:0O2R
50GF Score
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France LTS:0O2R
3-Year FCF Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France 3-Year FCF Growth Rate Calculation

This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.

Frequently Asked Questions Learn more about 3-Year FCF Growth Rate →
What does a 3-Year FCF Growth Rate of 0.00% mean?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) has a 3-Year FCF Growth Rate of 0.00% as of Dec. 2025. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. According to the industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #999999 out of 1058 companies in the Banks industry.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's 3-Year FCF Growth Rate too high?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current 3-Year FCF Growth Rate is 0.00%. Based on the distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #999999 out of 1058 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's 3-Year FCF Growth Rate compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #999999 out of 1058 companies for 3-Year FCF Growth Rate. This places Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for a Banks company?
A good 3-Year FCF Growth Rate depends on the Banks industry context. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current 3-Year FCF Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) is currently considered Significantly Overvalued. The stock's GF Value™ is €65.91, compared to a current price of €128.54 — trading 95% above its estimated fair value. The current 3-Year FCF Growth Rate is 0.00%. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R), the current 3-Year FCF Growth Rate is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (LTS:0O2R) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock appears to be overvalued. The current stock price of €128.54 is trading 95% above its estimated GF Value™ of €65.91. GuruFocus considers Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France to be Significantly Overvalued.

Key valuation signals for LTS:0O2R:

  • 3-Year FCF Growth Rate: 0.00%
  • GF Value™: €65.91 vs. price of €128.54 (95% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the LTS:0O2R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Business Description

Other Exchanges CAF:France
Address 26 Quai de la Rapee, Paris, FRA, 75012
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France is a co-operative bank. The company offers current and savings accounts, mortgage and financing products, bank cards, insurance, and distance banking services. It offers services in the regions of Essonne, Hauts de Seine, Paris, Seine-Saint-Denis, Val-de-Marne, Val-d'Oise, and Yvelines.
50GF Score

Get the complete analysis for LTS:0O2R

3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€128.54
Price
€65.91
GF Value