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Momentum GroupMMTHF +207.14%82 Cash-to-Debt is 8.07 as of Dec. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates MMTHF with a GF Score™ of 82/100 and a GF Value™ of $2.77. The stock has 3 warning signs investors should review. Among 486 Insurance companies, Momentum Group ranks better than 66.26% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Momentum Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 8.07.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Momentum Groupcould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Momentum Group's Cash-to-Debt or its related term are showing as below:
MMTHF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 4.68 Med: No Debt Max: No Debt
Current: 8.07
During the past 13 years, Momentum Group's highest Cash to Debt Ratio was No Debt. The lowest was 4.68. And the median was No Debt.
MMTHF's Cash-to-Debt is ranked better than 66.26% of 486
companies
in the Insurance industry
Industry Median: 2.17
vs MMTHF: 8.07
Momentum Group (OTCPK:MMTHF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Momentum Group Cash-to-Debt Related Terms
Momentum Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Momentum Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Insurance - Diversified subindustry, Momentum Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Momentum Group Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Momentum Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Momentum Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Momentum Group (MMTHF) has a Cash-to-Debt of 8.07 as of Dec. 2025. This is 100% below median its historical median of 10,000.00. Over the past decade, Momentum Group's Cash-to-Debt has ranged from 4.68 to 10,000.00. According to the industry distribution chart, Momentum Group ranks #164 out of 486 companies in the Insurance industry, placing it in the top 33.7%.
Is Momentum Group's Cash-to-Debt too high?
Momentum Group's current Cash-to-Debt of 8.07 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 4.68 to a high of 10,000.00. The Insurance industry median Cash-to-Debt is 2.17. Momentum Group's value of 8.07 is 271.9% above this industry median. Based on the distribution chart, Momentum Group ranks #164 out of 486 companies in the Insurance industry, which is above the industry midpoint. Overall, Momentum Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Momentum Group's Cash-to-Debt compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Momentum Group ranks #164 out of 486 companies for Cash-to-Debt. This puts Momentum Group in the upper half of its industry. The industry median Cash-to-Debt is 2.17. Momentum Group's value of 8.07 is 271.9% above this benchmark. Historically, Momentum Group's own Cash-to-Debt has ranged from 4.68 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 2.17, Momentum Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.17, based on 486 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Momentum Group's current Cash-to-Debt of 8.07 is 271.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Momentum Group's current Cash-to-Debt is 8.07, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Momentum Group stock overvalued right now?
Momentum Group (MMTHF) has a current Cash-to-Debt of 8.07. The stock's GF Value™ is $2.77, compared to a current price of $2.15 — trading 22.4% below its estimated fair value. The current Cash-to-Debt is 8.07, which is 100% below median its 10-year median of 10,000.00 and 271.9% above the Insurance industry median of 2.17. Momentum Group's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Momentum Group (MMTHF), the current Cash-to-Debt is 8.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Momentum Group (MMTHF) Overvalued in 2026?
Based on GuruFocus' analysis, Momentum Group stock appears to be undervalued.
The current stock price of $2.15 is trading 22.4% below its estimated GF Value™ of $2.77.
Key valuation signals for MMTHF:
Cash-to-Debt: 8.07 (100% below median its 10-year median of 10,000.00)
GF Value™: $2.77 vs. price of $2.15 (22.4% below fair value)
Industry Position: 271.9% above the Insurance median (#164 of 486)
No single metric tells the full story. See the MMTHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Momentum Group Ltd is engaged in life insurance and integrated financial services sectors. It operates in South Africa, the UK, Guernsey, India, Botswana, Ghana, Lesotho, Mozambique, and Namibia. The company operates through brands like Momentum, Metropolitan, Guardrisk, and Eris Properties.
82GF Score
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