MMTHF (Momentum Group) 3-Year EBITDA Growth Rate: 13.20% (As of Dec. 2025) — 116% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MMTHF Momentum Group Ltd MMTHF
47 GF Score
Price $2.15
GF Value $0.92
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Momentum Group 3-Year EBITDA Growth Rate?

Momentum Group MMTHF +207.14% 47 3-Year EBITDA Growth Rate is 13.20% as of Dec. 2025, which is 116% above its 10-year median of 6.10. GuruFocus rates MMTHF with a GF Score™ of 47/100 and a GF Value™ of $0.92 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 291 Insurance companies, Momentum Group ranks worse than 58.08% on this metric.

Momentum Group's EBITDA per Share for the six months ended in Dec. 2025 was $0.33.

During the past 12 months, Momentum Group's average EBITDA Per Share Growth Rate was 22.20% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 13.20% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 25.90% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was 9.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Momentum Group was 295.50% per year. The lowest was -75.80% per year. And the median was 6.10% per year.


Momentum Group  (OTCPK:MMTHF) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


Momentum Group 3-Year EBITDA Growth Rate Related Terms


MMTHF vs BRK.A, AIG, HIG: 3-Year EBITDA Growth Rate Comparison

For the Insurance - Diversified subindustry, Momentum Group's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Momentum Group 3-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Momentum Group's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Momentum Group's 3-Year EBITDA Growth Rate falls into.


MMTHF
47GF Score
Momentum Group Ltd MMTHF
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Momentum Group 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 13.20% mean?
Momentum Group (MMTHF) has a 3-Year EBITDA Growth Rate of 13.20% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Momentum Group and its competitors. This is 116% above median its historical median of 6.10. According to the industry distribution chart, Momentum Group ranks #169 out of 291 companies in the Insurance industry, placing it in the top 58.1%.
Is Momentum Group's 3-Year EBITDA Growth Rate too high?
Momentum Group's current 3-Year EBITDA Growth Rate of 13.20% is 116% above median its 10-year median of 6.10. The Insurance industry median 3-Year EBITDA Growth Rate is 17.50. Momentum Group's value of 13.20% is 24.6% below this industry median. Based on the distribution chart, Momentum Group ranks #169 out of 291 companies in the Insurance industry, which is below the industry midpoint. Overall, Momentum Group has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Momentum Group's 3-Year EBITDA Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Momentum Group ranks #169 out of 291 companies for 3-Year EBITDA Growth Rate. This places Momentum Group in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 17.50. Momentum Group's value of 13.20% is 24.6% below this benchmark. While the company's 10-year median is 6.10 vs. the industry median of 17.50, Momentum Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.50, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Momentum Group's current 3-Year EBITDA Growth Rate of 13.20% is 24.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Momentum Group and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Momentum Group's current 3-Year EBITDA Growth Rate is 13.20%, which is 116% above median its own 10-year median of 6.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Momentum Group stock overvalued right now?
Based on GuruFocus' analysis, Momentum Group (MMTHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.92, compared to a current price of $2.15 — trading 133.7% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 13.20%, which is 116% above median its 10-year median of 6.10 and 24.6% below the Insurance industry median of 17.50. Momentum Group's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Momentum Group (MMTHF), the current 3-Year EBITDA Growth Rate is 13.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Momentum Group (MMTHF) Overvalued in 2026?

Based on GuruFocus' analysis, Momentum Group stock appears to be overvalued. The current stock price of $2.15 is trading 133.7% above its estimated GF Value™ of $0.92. GuruFocus considers Momentum Group to be Significantly Overvalued.

Key valuation signals for MMTHF:

  • 3-Year EBITDA Growth Rate: 13.20% (116% above median its 10-year median of 6.10)
  • GF Value™: $0.92 vs. price of $2.15 (133.7% above fair value)
  • GF Score™: 47/100 with 3 warning signs
  • Industry Position: 24.6% below the Insurance median (#169 of 291)

No single metric tells the full story. See the MMTHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Momentum Group Business Description

Address 268 West Avenue, Centurion, GT, ZAF, 0157
Momentum Group Ltd is engaged in life insurance and integrated financial services sectors. It operates in South Africa, the UK, Guernsey, India, Botswana, Ghana, Lesotho, Mozambique, and Namibia. The company operates through brands like Momentum, Metropolitan, Guardrisk, and Eris Properties.
47GF Score

Get the complete analysis for MMTHF

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.15
Price
$0.92
GF Value