MMTHF (Momentum Group) 3-Year RORE % : 36.73% (As of Dec. 2025)


MMTHF Momentum Group Ltd MMTHF
82 GF Score
Price $2.15
GF Value $0.90
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Momentum Group 3-Year RORE %?

Momentum Group MMTHF +207.14% 82 3-Year RORE % is 36.73 as of Dec. 2025. GuruFocus rates MMTHF with a GF Score™ of 82/100 and a GF Value™ of $0.90 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 476 Insurance companies, Momentum Group ranks better than 76.89% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Momentum Group's 3-Year RORE % for the quarter that ended in Dec. 2025 was 36.73%.

The industry rank for Momentum Group's 3-Year RORE % or its related term are showing as below:

MMTHF's 3-Year RORE % is ranked better than
76.89% of 476 companies
in the Insurance industry
Industry Median: 11.865 vs MMTHF: 36.73

Momentum Group  (OTCPK:MMTHF) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Momentum Group 3-Year RORE % Related Terms


Momentum Group 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Momentum Group's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Momentum Group 3-Year RORE % Chart

Momentum Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -60.42 71.64 33.88 -3.86 33.52

Momentum Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.46 -3.86 -3.74 33.52 36.73

MMTHF vs BRK.A, AIG, HIG: 3-Year RORE % Comparison

For the Insurance - Diversified subindustry, Momentum Group's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Momentum Group 3-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Momentum Group's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Momentum Group's 3-Year RORE % falls into.


MMTHF
82GF Score
Momentum Group Ltd MMTHF
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Momentum Group 3-Year RORE % Calculation

Momentum Group's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.26-0.123 )/( 0.581-0.208 )
=0.137/0.373
=36.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 36.73 mean?
Momentum Group (MMTHF) has a 3-Year RORE % of 36.73 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Momentum Group and its competitors. According to the industry distribution chart, Momentum Group ranks #110 out of 476 companies in the Insurance industry, placing it in the top 23.1%.
Is Momentum Group's 3-Year RORE % too high?
Momentum Group's current 3-Year RORE % is 36.73. The Insurance industry median 3-Year RORE % is 11.87. Momentum Group's value of 36.73 is 209.6% above this industry median. Based on the distribution chart, Momentum Group ranks #110 out of 476 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Momentum Group has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Momentum Group's 3-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Momentum Group ranks #110 out of 476 companies for 3-Year RORE %. This places Momentum Group in the top 23% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 11.87. Momentum Group's value of 36.73 is 209.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.87, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Momentum Group's current 3-Year RORE % of 36.73 is 209.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Momentum Group and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Momentum Group's current 3-Year RORE % is 36.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Momentum Group stock overvalued right now?
Based on GuruFocus' analysis, Momentum Group (MMTHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.90, compared to a current price of $2.15 — trading 138.9% above its estimated fair value. The current 3-Year RORE % is 36.73 and 209.6% above the Insurance industry median of 11.87. Momentum Group's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Momentum Group (MMTHF), the current 3-Year RORE % is 36.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Momentum Group (MMTHF) Overvalued in 2026?

Based on GuruFocus' analysis, Momentum Group stock appears to be overvalued. The current stock price of $2.15 is trading 138.9% above its estimated GF Value™ of $0.90. GuruFocus considers Momentum Group to be Significantly Overvalued.

Key valuation signals for MMTHF:

  • 3-Year RORE %: 36.73
  • GF Value™: $0.90 vs. price of $2.15 (138.9% above fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 209.6% above the Insurance median (#110 of 476)

No single metric tells the full story. See the MMTHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Momentum Group Business Description

Address 268 West Avenue, Centurion, GT, ZAF, 0157
Momentum Group Ltd is engaged in life insurance and integrated financial services sectors. It operates in South Africa, the UK, Guernsey, India, Botswana, Ghana, Lesotho, Mozambique, and Namibia. The company operates through brands like Momentum, Metropolitan, Guardrisk, and Eris Properties.
82GF Score

Get the complete analysis for MMTHF

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.15
Price
$0.90
GF Value