Momentum GroupMMTHF +207.14%60 ROA % is 0.82% as of Dec. 2025, which is 74% above its 10-year median of 0.47. GuruFocus rates MMTHF with a GF Score™ of 60/100 and a GF Value™ of $0.90 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 506 Insurance companies, Momentum Group ranks worse than 77.87% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Momentum Group's annualizedNet Income for the quarter that ended in Dec. 2025 was $401 Mil.
Momentum Group's average Total Assets over the quarter that ended in Dec. 2025 was $48,757 Mil. Therefore, Momentum Group's annualized ROA % for the quarter that ended in Dec. 2025 was 0.82%.
The historical rank and industry rank for Momentum Group's ROA % or its related term are showing as below:
MMTHF'
s ROA % Range Over the Past 10 Years
Min: 0.04 Med: 0.47 Max: 0.79
Current: 0.74
During the past 13 years, Momentum Group's highest ROA % was 0.79%. The lowest was 0.04%. And the median was 0.47%.
MMTHF's ROA % is ranked worse than 77.87% of 506
companies
in the Insurance industry
Industry Median: 2.7
vs MMTHF: 0.74
Momentum Group (OTCPK:MMTHF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Momentum Group ROA % Related Terms
Momentum Group ROA % Historical Data
* Premium members only.
The historical data trend for Momentum Group's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Momentum Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Momentum Group ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Momentum Group's ROA % distribution charts can be found below:
* The bar in red indicates where Momentum Group's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Momentum Group (MMTHF) has a ROA % of 0.82% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Momentum Group and its competitors. This is 74% above median its historical median of 0.47. Over the past decade, Momentum Group's ROA % has ranged from 0.04 to 0.79. According to the industry distribution chart, Momentum Group ranks #394 out of 506 companies in the Insurance industry, placing it in the top 77.9%.
Is Momentum Group's ROA % too high?
Momentum Group's current ROA % of 0.82% is 74% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.79. The Insurance industry median ROA % is 2.70. Momentum Group's value of 0.82% is 69.6% below this industry median. Based on the distribution chart, Momentum Group ranks #394 out of 506 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Momentum Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Momentum Group's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Momentum Group ranks #394 out of 506 companies for ROA %. This places Momentum Group in the lower half of its industry. The industry median ROA % is 2.70. Momentum Group's value of 0.82% is 69.6% below this benchmark. Historically, Momentum Group's own ROA % has ranged from 0.04 to 0.79 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 2.70, Momentum Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.70, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Momentum Group's current ROA % of 0.82% is 69.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Momentum Group and its competitors. For the Insurance industry, the median ROA % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Momentum Group's current ROA % is 0.82%, which is 74% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Momentum Group stock overvalued right now?
Based on GuruFocus' analysis, Momentum Group (MMTHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.90, compared to a current price of $2.15 — trading 138.9% above its estimated fair value. The current ROA % is 0.82%, which is 74% above median its 10-year median of 0.47 and 69.6% below the Insurance industry median of 2.70. Momentum Group's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Momentum Group (MMTHF), the current ROA % is 0.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Momentum Group (MMTHF) Overvalued in 2026?
Based on GuruFocus' analysis, Momentum Group stock appears to be overvalued.
The current stock price of $2.15 is trading 138.9% above its estimated GF Value™ of $0.90.
GuruFocus considers Momentum Group to be Significantly Overvalued.
Key valuation signals for MMTHF:
ROA %: 0.82% (74% above median its 10-year median of 0.47)
GF Value™: $0.90 vs. price of $2.15 (138.9% above fair value)
Industry Position: 69.6% below the Insurance median (#394 of 506)
No single metric tells the full story. See the MMTHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Momentum Group Ltd is engaged in life insurance and integrated financial services sectors. It operates in South Africa, the UK, Guernsey, India, Botswana, Ghana, Lesotho, Mozambique, and Namibia. The company operates through brands like Momentum, Metropolitan, Guardrisk, and Eris Properties.
60GF Score
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