Momentum GroupMMTHF +207.14%60 Interest Coverage is 7.61 as of Dec. 2025, which is 29% above its 10-year median of 5.88. GuruFocus rates MMTHF with a GF Score™ of 60/100 and a GF Value™ of $0.90 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 351 Insurance companies, Momentum Group ranks worse than 69.8% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Momentum Group's
EBIT
for the
six
months ended in Dec. 2025 was $441 Mil. Momentum Group's Interest Expense for the
six
months ended in Dec. 2025 was $-58 Mil.
Momentum Group's interest coverage for the quarter that ended in Dec. 2025 was 7.61.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Momentum Group's Interest Coverage or its related term are showing as below:
MMTHF'
s Interest Coverage Range Over the Past 10 Years
Min: 2.76 Med: 5.88 Max: 6.85
Current: 6.83
MMTHF's Interest Coverage is ranked worse than 69.8% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs MMTHF: 6.83
Momentum Group (OTCPK:MMTHF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Momentum Group Interest Coverage Related Terms
Momentum Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Momentum Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MMTHF vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Momentum Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Momentum Group Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Momentum Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Momentum Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Momentum Group (MMTHF) has a Interest Coverage of 7.61 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Momentum Group and its competitors. This is 29% above median its historical median of 5.88. Over the past decade, Momentum Group's Interest Coverage has ranged from 2.76 to 6.85. According to the industry distribution chart, Momentum Group ranks #245 out of 351 companies in the Insurance industry, placing it in the top 69.8%.
Is Momentum Group's Interest Coverage too high?
Momentum Group's current Interest Coverage of 7.61 is 29% above median its 10-year median of 5.88. Over the past 10 years, this metric has ranged from a low of 2.76 to a high of 6.85. The Insurance industry median Interest Coverage is 16.23. Momentum Group's value of 7.61 is 53.1% below this industry median. Based on the distribution chart, Momentum Group ranks #245 out of 351 companies in the Insurance industry, which is below the industry midpoint. Overall, Momentum Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Momentum Group's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Momentum Group ranks #245 out of 351 companies for Interest Coverage. This places Momentum Group in the lower half of its industry. The industry median Interest Coverage is 16.23. Momentum Group's value of 7.61 is 53.1% below this benchmark. Historically, Momentum Group's own Interest Coverage has ranged from 2.76 to 6.85 over the past decade. While the company's 10-year median is 5.88 vs. the industry median of 16.23, Momentum Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Momentum Group's current Interest Coverage of 7.61 is 53.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Momentum Group and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Momentum Group's current Interest Coverage is 7.61, which is 29% above median its own 10-year median of 5.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Momentum Group stock overvalued right now?
Based on GuruFocus' analysis, Momentum Group (MMTHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.90, compared to a current price of $2.15 — trading 138.9% above its estimated fair value. The current Interest Coverage is 7.61, which is 29% above median its 10-year median of 5.88 and 53.1% below the Insurance industry median of 16.23. Momentum Group's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Momentum Group (MMTHF), the current Interest Coverage is 7.61 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Momentum Group (MMTHF) Overvalued in 2026?
Based on GuruFocus' analysis, Momentum Group stock appears to be overvalued.
The current stock price of $2.15 is trading 138.9% above its estimated GF Value™ of $0.90.
GuruFocus considers Momentum Group to be Significantly Overvalued.
Key valuation signals for MMTHF:
Interest Coverage: 7.61 (29% above median its 10-year median of 5.88)
GF Value™: $0.90 vs. price of $2.15 (138.9% above fair value)
Industry Position: 53.1% below the Insurance median (#245 of 351)
No single metric tells the full story. See the MMTHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Momentum Group Ltd is engaged in life insurance and integrated financial services sectors. It operates in South Africa, the UK, Guernsey, India, Botswana, Ghana, Lesotho, Mozambique, and Namibia. The company operates through brands like Momentum, Metropolitan, Guardrisk, and Eris Properties.
60GF Score
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