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MapfreMPFRF 60 Cash-to-Debt is 0.62 as of Jun. 2026, which is 14% below its 10-year median of 0.72. GuruFocus rates MPFRF with a GF Score™ of 60/100 and a GF Value™ of $3.43 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 496 Insurance companies, Mapfre ranks worse than 72.38% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Mapfre's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.62.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Mapfrecouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Mapfre's Cash-to-Debt or its related term are showing as below:
MPFRF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.54 Med: 0.72 Max: 0.86
Current: 0.62
During the past 13 years, Mapfre's highest Cash to Debt Ratio was 0.86. The lowest was 0.54. And the median was 0.72.
MPFRF's Cash-to-Debt is ranked worse than 72.38% of 496
companies
in the Insurance industry
Industry Median: 2.115
vs MPFRF: 0.62
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Mapfre Cash-to-Debt Related Terms
Mapfre Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Mapfre's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Insurance - Diversified subindustry, Mapfre's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mapfre Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Mapfre's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Mapfre's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mapfre (MPFRF) has a Cash-to-Debt of 0.62 as of Jun. 2026. This is 14% below median its historical median of 0.72. Over the past decade, Mapfre's Cash-to-Debt has ranged from 0.54 to 0.86. According to the industry distribution chart, Mapfre ranks #359 out of 496 companies in the Insurance industry, placing it in the top 72.4%.
Is Mapfre's Cash-to-Debt too high?
Mapfre's current Cash-to-Debt of 0.62 is 14% below median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 0.86. The Insurance industry median Cash-to-Debt is 2.12. Mapfre's value of 0.62 is 70.7% below this industry median. Based on the distribution chart, Mapfre ranks #359 out of 496 companies in the Insurance industry, which is below the industry midpoint. Overall, Mapfre has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mapfre's Cash-to-Debt compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mapfre ranks #359 out of 496 companies for Cash-to-Debt. This places Mapfre in the lower half of its industry. The industry median Cash-to-Debt is 2.12. Mapfre's value of 0.62 is 70.7% below this benchmark. Historically, Mapfre's own Cash-to-Debt has ranged from 0.54 to 0.86 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 2.12, Mapfre has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.12, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mapfre's current Cash-to-Debt of 0.62 is 70.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mapfre's current Cash-to-Debt is 0.62, which is 14% below median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mapfre stock overvalued right now?
Based on GuruFocus' analysis, Mapfre (MPFRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.43, compared to a current price of $5.40 — trading 57.4% above its estimated fair value. The current Cash-to-Debt is 0.62, which is 14% below median its 10-year median of 0.72 and 70.7% below the Insurance industry median of 2.12. Mapfre's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Mapfre (MPFRF), the current Cash-to-Debt is 0.62 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mapfre (MPFRF) Overvalued in 2026?
Based on GuruFocus' analysis, Mapfre stock appears to be overvalued.
The current stock price of $5.40 is trading 57.4% above its estimated GF Value™ of $3.43.
GuruFocus considers Mapfre to be Significantly Overvalued.
Key valuation signals for MPFRF:
Cash-to-Debt: 0.62 (14% below median its 10-year median of 0.72)
GF Value™: $3.43 vs. price of $5.40 (57.4% above fair value)
Industry Position: 70.7% below the Insurance median (#359 of 496)
No single metric tells the full story. See the MPFRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mapfre SA engaged in insurance activity in its various lines of business, both life and non-life, finance, securities investment, and services. It has Insurance business units in Iberia, Brazil, Latam north, Latam south, North America and Eurasia also Assistance unit, Global risks unit and Reinsurance unit around the world. Key revenue comes from Iberia. Mapfre also provides health and other non-life insurance policies.
60GF Score
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