MPFRF (Mapfre) Equity-to-Asset: 0.16 (As of Jun. 2026) — 23% Above Median

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MPFRF Mapfre SA MPFRF
69 GF Score
Price $4.86
GF Value $3.34
! 4 Warning Signs
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What is Mapfre Equity-to-Asset?

Mapfre MPFRF -2.87% 69 Equity-to-Asset is 0.16 as of Jun. 2026, which is 23% above its 10-year median of 0.13. GuruFocus rates MPFRF with a GF Score™ of 69/100 and a GF Value™ of $3.34. The stock has 4 warning signs investors should review. Among 504 Insurance companies, Mapfre ranks worse than 70.24% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Mapfre's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $11,561 Mil. Mapfre's Total Assets for the quarter that ended in Jun. 2026 was $70,993 Mil. Therefore, Mapfre's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.16.

The historical rank and industry rank for Mapfre's Equity-to-Asset or its related term are showing as below:

MPFRF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12   Med: 0.13   Max: 0.16
Current: 0.16

During the past 13 years, the highest Equity to Asset Ratio of Mapfre was 0.16. The lowest was 0.12. And the median was 0.13.

MPFRF's Equity-to-Asset is ranked worse than
70.24% of 504 companies
in the Insurance industry
Industry Median: 0.26 vs MPFRF: 0.16

Mapfre  (OTCPK:MPFRF) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Mapfre Equity-to-Asset Related Terms


Mapfre Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Mapfre's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mapfre Equity-to-Asset Chart

Mapfre Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.15 0.15 0.16 0.16

Mapfre Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.16 0.16 0.16 0.16

MPFRF vs BRK.A, AIG, HIG: Equity-to-Asset Comparison

For the Insurance - Diversified subindustry, Mapfre's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mapfre Equity-to-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Mapfre's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Mapfre's Equity-to-Asset falls into.


MPFRF
69GF Score
Mapfre SA MPFRF
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mapfre Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Mapfre's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=11018.618/68516.042
=0.16

Mapfre's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=11561.406/70993.433
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.16 mean?
Mapfre (MPFRF) has a Equity-to-Asset of 0.16 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Mapfre and its competitors. This is 23% above median its historical median of 0.13. Over the past decade, Mapfre's Equity-to-Asset has ranged from 0.12 to 0.16. According to the industry distribution chart, Mapfre ranks #354 out of 504 companies in the Insurance industry, placing it in the top 70.2%.
Is Mapfre's Equity-to-Asset too high?
Mapfre's current Equity-to-Asset of 0.16 is 23% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.16. The Insurance industry median Equity-to-Asset is 0.26. Mapfre's value of 0.16 is 38.5% below this industry median. Based on the distribution chart, Mapfre ranks #354 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Mapfre has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Mapfre's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mapfre ranks #354 out of 504 companies for Equity-to-Asset. This places Mapfre in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Mapfre's value of 0.16 is 38.5% below this benchmark. Historically, Mapfre's own Equity-to-Asset has ranged from 0.12 to 0.16 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.26, Mapfre has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mapfre's current Equity-to-Asset of 0.16 is 38.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Mapfre and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mapfre's current Equity-to-Asset is 0.16, which is 23% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mapfre stock overvalued right now?
Mapfre (MPFRF) has a current Equity-to-Asset of 0.16. The stock's GF Value™ is $3.34, compared to a current price of $4.86 — trading 45.4% above its estimated fair value. The current Equity-to-Asset is 0.16, which is 23% above median its 10-year median of 0.13 and 38.5% below the Insurance industry median of 0.26. Mapfre's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Mapfre (MPFRF), the current Equity-to-Asset is 0.16 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mapfre (MPFRF) Overvalued in 2026?

Based on GuruFocus' analysis, Mapfre stock appears to be overvalued. The current stock price of $4.86 is trading 45.4% above its estimated GF Value™ of $3.34.

Key valuation signals for MPFRF:

  • Equity-to-Asset: 0.16 (23% above median its 10-year median of 0.13)
  • GF Value™: $3.34 vs. price of $4.86 (45.4% above fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 38.5% below the Insurance median (#354 of 504)

No single metric tells the full story. See the MPFRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mapfre Business Description

Address Carretera de Pozuelo 52, Majadahonda, ESP, 28222
Mapfre SA engaged in insurance activity in its various lines of business, both life and non-life, finance, securities investment, and services. It has Insurance business units in Iberia, Brazil, Latam north, Latam south, North America and Eurasia also Assistance unit, Global risks unit and Reinsurance unit around the world. Key revenue comes from Iberia. Mapfre also provides health and other non-life insurance policies.
69GF Score

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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.86
Price
$3.34
GF Value