MPFRF (Mapfre) Cyclically Adjusted PB Ratio: (As of Sep. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MPFRF Mapfre SA MPFRF
60 GF Score
Price $5.40
GF Value $3.42
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Mapfre Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Mapfre  (OTCPK:MPFRF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Mapfre Cyclically Adjusted PB Ratio Related Terms


Mapfre Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Mapfre's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mapfre Cyclically Adjusted PB Ratio Chart

Mapfre Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.60 0.58 0.61 0.77 1.32

Mapfre Quarterly Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.77 0.00 1.32 0.00

MPFRF vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Mapfre's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mapfre Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Mapfre's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mapfre's Cyclically Adjusted PB Ratio falls into.


MPFRF
60GF Score
Mapfre SA MPFRF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mapfre Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Mapfre's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Mapfre's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.767/131.3300*131.3300
=3.767

Current CPI (Jun. 2026) = 131.3300.

Mapfre Quarterly Data

Book Value per Share CPI Adj_Book
200412 1.172 82.101 1.875
200512 2.152 85.168 3.318
200612 3.291 87.438 4.943
200712 2.750 91.129 3.963
200812 2.395 92.434 3.403
200906 0.000 92.723 0.000
200912 3.063 93.169 4.318
201006 2.744 94.114 3.829
201012 2.873 95.953 3.932
201106 3.199 97.111 4.326
201112 3.009 98.235 4.023
201206 2.933 98.952 3.893
201212 3.328 101.052 4.325
201306 3.371 100.994 4.384
201312 3.485 101.306 4.518
201406 3.743 101.081 4.863
201412 3.665 100.251 4.801
201506 3.178 101.138 4.127
201512 3.034 100.268 3.974
201606 3.297 100.333 4.316
201612 3.157 101.842 4.071
201706 3.265 101.848 4.210
201712 3.338 102.975 4.257
201806 3.293 104.165 4.152
201812 2.977 104.193 3.752
201906 3.272 104.612 4.108
201912 3.195 105.015 3.996
202006 3.081 104.254 3.881
202012 3.406 104.456 4.282
202106 3.361 107.102 4.121
202112 3.105 111.298 3.664
202206 2.640 118.044 2.937
202212 2.699 117.650 3.013
202306 2.895 120.278 3.161
202312 3.013 121.300 3.262
202406 2.998 124.409 3.165
202412 3.034 124.753 3.194
202506 3.373 127.251 3.481
202512 3.596 128.400 3.678
202606 3.767 131.330 3.767

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Mapfre (MPFRF) Overvalued in 2026?

Based on GuruFocus' analysis, Mapfre stock appears to be overvalued. The current stock price of $5.40 is trading 57.9% above its estimated GF Value™ of $3.42. GuruFocus considers Mapfre to be Significantly Overvalued.

Key valuation signals for MPFRF:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: $3.42 vs. price of $5.40 (57.9% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the MPFRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mapfre Business Description

Address Carretera de Pozuelo 52, Majadahonda, ESP, 28222
Mapfre SA engaged in insurance activity in its various lines of business, both life and non-life, finance, securities investment, and services. It has Insurance business units in Iberia, Brazil, Latam north, Latam south, North America and Eurasia also Assistance unit, Global risks unit and Reinsurance unit around the world. Key revenue comes from Iberia. Mapfre also provides health and other non-life insurance policies.
60GF Score

Get the complete analysis for MPFRF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.40
Price
$3.42
GF Value